
2963 LAKE SAXON DRIVE, LAND O LAKES, FL, 34639
Active24 days on marketListed Sep 24, 2026MLS #TB8551243
About this home
2963 LAKE SAXON DRIVE
STUNNING LAKE SAXON WATERFRONT! Discover the ultimate Florida lake lifestyle in this beautifully remodeled 3-bedroom, 2-bath, 2-car garage home nestled on an oversized approximately .34 acre homesite with an impressive 122 feet of Lake Saxon frontage! Located in the Lake Padgett Estates community, this home offers more than 1,700 square feet of sleek redesigned living space, a desirable split-bedroom floor plan, open-concept living areas and breathtaking water views from multiple rooms. Step outside to your expansive screened lanai and take in peaceful lake views, or head down to your private dock, seawall, fire pit, and canoe/kayak launch for endless days of boating, fishing, kayaking, paddleboarding, and enjoying the Florida sunshine. The extensive updates create a truly move-in-ready waterfront retreat. The home features a standing-seam metal roof with a 50-year warranty, solar panels for low electric bills, updated AC, ductwork and vents, upgraded NEW well 2026, gleaming waterfall granite counters, water softener and peroxide water system, updated septic system, newer electrical panel, spray foam attic insulation, new LED lighting and ceiling fans, fresh interior and exterior paint, new doors and hardware, new sliding glass doors, crown molding, baseboards and elegant marble-look porcelain tile flooring throughout much of the home. The beautifully redesigned kitchen showcases a waterfall marble-look island, stone backsplash, white soft-close cabinetry, motion-sensor faucet and smart Samsung stainless-steel appliances, including a Wi-Fi-enabled cooktop and oven, plus a wine cooler. Both bathrooms have been completely renovated with sleek marble-look granite countertops, stone accents, custom lighted and defogging mirrors, upgraded showers, modern fixtures, and soft-close cabinets. Custom barn doors, new blinds, dimmer switches and thoughtful storage enhancements add even more style and functionality. Lake Padgett Estates is a unique, golf-cart-friendly boating and equestrian community with no CDD fee and no mandatory HOA, offering residents access to three ski-size lakes and a separate fishing lake, community parks and playgrounds, tennis courts, horse stables and equestrian riding trails. A private community dock provides additional access to the lakes, making this an exceptional setting for those who love an active outdoor lifestyle. The property is also conveniently located near the Veterans Expressway, I-275 and I-75, providing easy access to Tampa and surrounding areas. With its spectacular Lake Saxon views, expansive waterfront, private dock, extensive upgrades, and resort-like outdoor lifestyle, this is the kind of Florida lake home where every day feels like a vacation. Bring your boat, skis, wakeboards, kayaks, fishing poles—plus your sunscreen—and start enjoying Lake Saxon living! CALL TODAY!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,709
Sqft
1.78 ac
Lot size
2
Garage
1973
Year built
One
Levels
$366
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,286 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,286/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.3%
$/sqft vs LAKE PADGETT ESTATES
$366 vs $246
Days on market
24 vs 53 typical
Where $366/sqft sits among the 8 homes for sale in LAKE PADGETT ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34639 — neighborhood snapshot
Population
31,118
Median age
40.8
Median income
$99,959
Median home value
$361,100
Avg household
2.92
Households w/ children
3,955
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $412K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
6 of 8
LAKE PADGETT ESTATES have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 2963 LAKE SAXON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$450,000
21924 OCEAN PINES DRIVE · same community
3 bd · 2 ba · 1,704 sqft · $264/sqft · 61 DOM
Sold · Sep ’26$350,000
4924 CANTERBURY DRIVE · same community
3 bd · 2 ba · 1,622 sqft · $216/sqft · 40 DOM
Sold · Dec ’25$360,000
23255 CHELSEA LOOP · same community
3 bd · 2 ba · 1,580 sqft · $228/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2963 LAKE SAXON DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2963 LAKE SAXON DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2963 LAKE SAXON DRIVE FAQs
What would the monthly payment be for 2963 LAKE SAXON DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,286/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2963 LAKE SAXON DRIVE?+
The most recent tax bill on record (2025) was $6,234. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2963 LAKE SAXON DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $625,000, this home is listed about 49% above the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2963 LAKE SAXON DRIVE?+
Veterans Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REST EASY REALTY POWERED BY SELLSTATE · Gina Marie Holm. MLS #TB8551243.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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