CENTURY 21 Edge

0 PALMER LANE, SPRING HILL, FL, 34610

Active25 days on marketListed Sep 25, 2026MLS #TB8551274

✦ Priced 55% below the SPRING HILL 34610 medianKENT SUB

About this home

0 PALMER LANE

Discover the possibilities offered by this 1.88-acre wooded parcel on Palmer Lane in Spring Hill, located in the Kent Subdivision of Pasco County. Measuring approximately 258 x 317 feet, this generously sized property is surrounded by mature trees and natural vegetation, creating a peaceful, private setting with the feel of country living. The beautiful aerial views showcase the property's substantial tree coverage and picturesque surroundings, with expansive open acreage and countryside nearby. Whether you're considering a future homesite, private retreat, or simply an opportunity to own a sizable piece of Florida land, this nearly two-acre parcel provides plenty of room to explore the possibilities. NO HOA! Enjoy the freedom and privacy of a rural setting without giving up convenient access to the surrounding Spring Hill area. The property is within reach of major area roadways, including US Highway 41, County Line Road, State Road 52 and the Suncoast Parkway (SR 589), providing convenient connections throughout Pasco and Hernando counties and toward the greater Tampa Bay area. Shopping, grocery stores, restaurants, medical services, hospitals and everyday conveniences can be found throughout the nearby Spring Hill and Brooksville areas, while the property's wooded surroundings provide a welcome retreat from more densely developed neighborhoods. The property is unimproved and is not currently connected to utilities. Buyers are encouraged to conduct their own due diligence regarding zoning, permitted uses, building requirements, utility availability and connection requirements, access, survey, environmental conditions, and any other matters important to their intended use of the property. 1.88 ACRES • APPROX. 258' x 317' • NO HOA • WOODED PARCEL • KENT SUBDIVISION • PASCO COUNTY • SPRING HILL, FL 34610 ***Gated property. Showings by confirmed appointment only. The seller lives on Palmer and will open the gate for approved showings. Do not walk the property without a confirmed appointment.***

Facts & features

The home at a glance

1.88 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$648/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,258 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$971
FHA mortgage insurance (est.)$73
Property tax — 2025 actual bill$54
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,775
Interest rate6.00%
Loan term

Estimated payment

$1,258/mo

Principal & interest$971
FHA mortgage insurance (est.)$73
Property taxes (actual bill)$54
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Spring Hill

Drive times from this address

Tampa Int’l Airport (TPA)≈ 47 min
Downtown Tampa≈ 49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34610 — neighborhood snapshot

Population

16,544

Median age

40.5

Median income

$73,878

Median home value

$254,100

Avg household

2.83

Households w/ children

2,140

For the school run

Pasco County School District

ElementaryDr. Mary Giella Elementary School★★★★★
MiddleCrews Lake Middle School.★★★★★
HighLand O' Lakes High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller — 3.5 months of inventoryBuyer’s market

$320K → $315K

Spring Hill median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 55% below the SPRING HILL 34610 median. See the full Spring Hill market guide →

Paper trail

This home's history

Sep 25, 2026Listed at $165,000 · 25 days on market since

Reality check

What actually sold near 0 PALMER LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17718 COON HIDE ROADSold · Feb ’26

$88,000

17718 COON HIDE ROAD · same community

1 bd · 1 ba · 528 sqft · $167/sqft · 3 DOM

12811 LUSSIER LANESold · Feb ’26

$135,000

12811 LUSSIER LANE · same community

2 bd · 2 ba · 924 sqft · $146/sqft · 61 DOM

12636 PRICE LANESold · Mar ’26

$294,000

12636 PRICE LANE · same community

3 bd · 2 ba · 1,000 sqft · $294/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 0 PALMER LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 PALMER LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 PALMER LANE FAQs

What would the monthly payment be for 0 PALMER LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,258/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 PALMER LANE?+

The most recent tax bill on record (2025) was $648. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Spring Hill?+

At $165,000, this home is listed about 51% below the Spring Hill median of $339,000. The market section on this page shows how the area is trending.

Which schools are assigned to 0 PALMER LANE?+

Dr. Mary Giella Elementary School (elementary), Crews Lake Middle School. (middle), Land O' Lakes High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MIHARA & ASSOCIATES INC. · Jennifer Dobbs. MLS #TB8551274.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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0 PALMER LANE, SPRING HILL, FL — $165,000 | CENTURY 21 Edge