CENTURY 21 Edge
$449,0003 bd3 ba1,844 sqft$243 /sqft≈$4,202 /mo all-in ↓

3186 BAYSHORE OAKS DRIVE, TAMPA, FL, 33611

Active15 days on marketListed Sep 28, 2026MLS #TB8551292

TownhouseBAYSHORE WEST TOWNHOMES

About this home

3186 BAYSHORE OAKS DRIVE

Welcome to a beautifully updated three-story townhome in the gated Bayshore West community of South Tampa. With 1,844 square feet of thoughtfully designed living space, this spacious residence offers three bedrooms, two full bathrooms, and two half bathrooms. This home provides room to live, work, and entertain comfortably. The open-concept living and dining areas create a bright, welcoming setting for relaxed everyday living and gatherings with guests. In the updated kitchen, brand-new stainless steel appliances add a fresh, modern touch and make meal preparation more convenient. Upgraded vinyl flooring on the third floor brings a contemporary look and easy-care appeal to the home. Enjoy outdoor moments from the second-floor balcony or main-level patio, whether you’re starting the day with fresh air or unwinding in the evening. Additional features in this home, include ceiling fans,rooms freshly painted throughout, upgraded lighting fixtures, and a one-car garage for added convenience. The owners have taken great care of this home, staying on top of upgrades, routine maintenance and repairs. The HVAC system, roof, and appliances are new or newer, offering added peace of mind to this home. Residents also have access to the community swimming pool, offering an inviting place to cool off and relax. Ideally located near MacDill Air Force Base, Bayshore Boulevard, shopping, dining, and Downtown Tampa, this townhome places South Tampa’s everyday conveniences and attractions within easy reach. Schedule your private showing today and experience the comfort, updates, and lifestyle that this home provides.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,844

Sqft

0.03 ac

Lot size

1

Garage

2002

Year built

Three Or More

Levels

$243

Per sqft

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco · Wood Siding
FoundationSlab
FacesSoutheast
ParkingGarage Door Opener · Guest · Parking Pad
ExteriorLighting · Private Entrance · Sidewalk · Sliding Doors

Community & fees

HOA fee$609/mo
Taxes (2025)$7,094/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Fire Hydrant · Phone Available · Public · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,202 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$591
HOA fee — from the listing$609
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate6.00%
Loan term

Estimated payment

$4,202/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$591
HOA / condo fee$609
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $449K
$399KedgeAI estimate $461,081 · range $416K–$475K$494K

vs edgeAI estimate

−2.6%

$/sqft vs Tampa actives

$243 vs $284

Days on market

15 vs 64 typical

Where $243/sqft sits among the 400 Tampa actives

262 · this home
74
17
15
5
27
$149–353$353–557$557–761$761–964$964–1168$1168+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gandy/sun Bay South

Drive times from this address

Downtown Tampa≈ 11 min
Tampa Int’l Airport (TPA)≈ 20 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Gandy/sun Bay South — neighborhood snapshot

Population

21,434

Median age

39

Median income

$80,354

Median home value

$420,811

Avg household

2

Households w/ children

1,986

For the school run

Hillsborough County School District

MiddleMadison Middle School★★★★★
HighRobinson High School★★★★★
ElementaryAnderson Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

229 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% above the TAMPA 33611 median. See the full Tampa market guide →

Paper trail

This home's history

Sep 28, 2026Listed at $449,000 · 15 days on market since
2002Built · BAYSHORE WEST TOWNHOMES

Reality check

What actually sold near 3186 BAYSHORE OAKS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6820 S SHERIDAN ROADSold · May ’26

$549,000

6820 S SHERIDAN ROAD

4 bd · 2 ba · 1,810 sqft · $303/sqft · 3 DOM

6921 INTERBAY BOULEVARD UNIT 3Sold · Aug ’26

$415,000

6921 INTERBAY BOULEVARD UNIT 3

3 bd · 2.5 ba · 1,888 sqft · $220/sqft · 68 DOM

7001 INTERBAY BOULEVARD UNIT 303Sold · Mar ’26

$385,000

7001 INTERBAY BOULEVARD UNIT 303

3 bd · 2.5 ba · 1,776 sqft · $217/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3186 BAYSHORE OAKS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3186 BAYSHORE OAKS DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3186 BAYSHORE OAKS DRIVE FAQs

What would the monthly payment be for 3186 BAYSHORE OAKS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,202/mo — principal and interest, the actual property-tax bill, the $609/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3186 BAYSHORE OAKS DRIVE?+

The association fee works out to $609 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3186 BAYSHORE OAKS DRIVE?+

The most recent tax bill on record (2025) was $7,094. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3186 BAYSHORE OAKS DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $449,000, this home is listed about 3% above the Tampa median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3186 BAYSHORE OAKS DRIVE?+

Madison Middle School (middle), Robinson High School (high), Anderson Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$449,000 runs 12% above the TAMPA 33611 median — but at 1,844 sqft it's also 17% larger than the typical Tampa listing.

02Know the monthly fee

The association fee is $609/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

Madison Middle School, Robinson High School, Anderson Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Robinson High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Abby Burkett. MLS #TB8551292.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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