511 E FRANCES AVENUE, TAMPA, FL, 33602
Active20 days on marketListed Sep 23, 2026MLS #TB8551390
About this home
511 E FRANCES AVENUE
Welcome to 511 E Francis Avenue, a fully remodeled historic bungalow in the heart of Tampa Heights, just minutes from Downtown Tampa, Armature Works, the Riverwalk, and everything the Heights has to offer. Set on an oversized lot alongside a large community garden, the property offers additional privacy with no immediate neighbor on one side and charming curb appeal from the moment you arrive. Beyond the beautifully updated home, the property offers exciting future potential. With alley access and favorable zoning, the lot may provide an opportunity for a detached ADU, a two-car garage, or an ADU situated above a two-car garage creating flexibility for additional living space, a guest suite, home office, or future income potential. Buyer to independently verify all zoning, permitting, setbacks, and ADU eligibility with the City of Tampa. The home has been thoughtfully remodeled while maintaining the character and charm of a classic Tampa Heights bungalow. For added peace of mind, a clean four-point inspection and full home inspection were completed prior to listing. A turnkey home, oversized lot, alley access, and future potential in one of Tampa’s most sought-after historic neighborhoods. This one won’t last.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,313
Sqft
0.12 ac
Lot size
1907
Year built
One
Levels
$426
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,796 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,796/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+93.2%
$/sqft vs Tampa actives
$426 vs $283
Days on market
20 vs 64 typical
Where $426/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Tampa Heights — neighborhood snapshot
Population
7,452
Median age
34
Median income
$48,803
Median home value
$428,395
Avg household
3
Households w/ children
812
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
225 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 511 E FRANCES AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$520,000
777 N ASHLEY DRIVE UNIT 401
2 bd · 2 ba · 1,309 sqft · $397/sqft · 314 DOM
Sold · Feb ’26$600,000
1120 E KENNEDY BOULEVARD UNIT 1210
2 bd · 2 ba · 1,320 sqft · $455/sqft · 110 DOM
Sold · Dec ’25$595,000
1209 E CUMBERLAND AVENUE UNIT 604
2 bd · 2.5 ba · 1,363 sqft · $437/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 511 E FRANCES AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 511 E FRANCES AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
511 E FRANCES AVENUE FAQs
What would the monthly payment be for 511 E FRANCES AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,796/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 511 E FRANCES AVENUE?+
The most recent tax bill on record (2025) was $1,107. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 511 E FRANCES AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $559,899, this home is listed about 29% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 511 E FRANCES AVENUE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Graham Elementary School (elementary), Stewart Middle Magnet School (middle), Hillsborough High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33602 market on paper
$559,899 is 20% below the TAMPA 33602 median of $699,000.
02City & Garden views
The city and garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $565,000, now $559,899 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Taylor Mayberry. MLS #TB8551390.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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