847 OAK STREET, FORT MYERS BEACH, FL, 33931
Active17 days on marketListed Sep 23, 2026MLS #TB8551639
About this home
847 OAK STREET
SAN CARLOS ISLAND WATERFRONT | DEEP-WATER GULF ACCESS | WALK TO THE BEACH! Rare opportunity to own a CONCRETE BLOCK 2-BEDROOM, 2-BATH HOME on highly desirable San Carlos Island! Offering DIRECT DEEP-WATER GULF ACCESS, this property includes a WOODEN DOCK and WESTERN REAR EXPOSURE, perfect for enjoying beautiful Florida sunsets. Just a short walk to the beach, popular restaurants, bars, and island entertainment. Inside, you'll find TILE FLOORING THROUGHOUT, an UPDATED KITCHEN WITH A LARGE WALK-IN PANTRY, and convenient INSIDE LAUNDRY. Step outside to a tropical, beach-inspired backyard surrounded by palm trees, complete with a PERGOLA, TOOL SHED, and plenty of room to relax and entertain. Additional highlights include a 30-AMP FULL RV HOOKUP, 50-AMP ELECTRIC VEHICLE OUTLET, and PARKING FOR UP TO SIX VEHICLES. The property also showcases distinctive SHOU SUGI BAN WOOD TREATMENT, adding character and durability. Surrounded by impressive new million-dollar homes, this property offers an exceptional opportunity as a PRIMARY RESIDENCE, SECOND HOME, OR VACATION RENTAL. With boating, fishing, beaches, dining, nightlife, and Gulf access all close by, this is the quintessential ISLAND LIFESTYLE and a fantastic Southwest Florida investment opportunity.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,036
Sqft
0.11 ac
Lot size
1963
Year built
One
Levels
$453
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,267 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,267/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−35.5%
$/sqft vs ACREAGE & UNREC
$453 vs $409
Days on market
17 vs 26 typical
Where $453/sqft sits among the 93 homes for sale in ACREAGE & UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Myers Beach
Get to know Fort Myers Beach. See the full Fort Myers Beach guide →
FORT MYERS BEACH 33931 — neighborhood snapshot
Population
8,763
Median age
68.4
Median income
$80,438
Median home value
$475,100
Avg household
1.88
Households w/ children
142
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Myers Beach market
$465K → $599K
Fort Myers Beach median sold, yr/yr
92.6%
Sale-to-list ratio (12 mo)
41 of 93
ACREAGE & UNREC have cut their price
Median sold price, Fort Myers Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the FORT MYERS BEACH 33931 median. See the full Fort Myers Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 847 OAK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$235,000
2323 STATE ROAD 33 · same community
3 bd · 1 ba · 1,104 sqft · $213/sqft · 18 DOM
Sold · Dec ’25$116,000
5131 W 11TH STREET W · same community
2 bd · 2 ba · 1,152 sqft · $101/sqft · 113 DOM
Sold · Nov ’25$205,000
1353 SPRING LAKE ROAD · same community
4 bd · 3 ba · 1,200 sqft · $171/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 847 OAK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 847 OAK STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
847 OAK STREET FAQs
What would the monthly payment be for 847 OAK STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,267/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 847 OAK STREET?+
The most recent tax bill on record (2025) was $1,667. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Myers Beach?+
At $469,000, this home is listed about 28% below the Fort Myers Beach median of $649,900. The market section on this page shows how the area is trending.
Which schools are assigned to 847 OAK STREET?+
Fort Myers Beach Elementary School (elementary), Lexington Middle School (middle), Estero High School (high), Three Oaks Middle School (middle), Cypress Lake High School (high), Bonita Springs Middle Center For The Arts (middle), Bonita Springs High School (high), Cypress Lake Middle School (middle), South Fort Myers High School (high), Fort Myers High School (high), Dunbar High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the FORT MYERS BEACH 33931 market on paper
$469,000 is 22% below the FORT MYERS BEACH 33931 median of $599,900, and at $453/sqft it sits under the Fort Myers Beach average of $564.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Fort Myers Beach Elementary School, Lexington Middle School, Estero High School, Three Oaks Middle School, Cypress Lake High School, Bonita Springs Middle Center For The Arts, Bonita Springs High School, Cypress Lake Middle School, South Fort Myers High School, Fort Myers High School, Dunbar High School — Fort Myers Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY · Stacy Gebig. MLS #TB8551639.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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