4995 58TH AVENUE S, ST PETERSBURG, FL, 33715
Active1 days on marketListed Sep 28, 2026MLS #TB8551697
About this home
4995 58TH AVENUE S
Experience exclusive waterfront living in Bayway Isles, one of St. Petersburg’s premier 24-hour guard-gated communities. Beautifully renovated and thoughtfully updated, this single-story waterfront residence offers 4 bedrooms, 3 full baths and 2,847 square feet of living space with a private pool, spa and deep-water boating access. The interior has been redesigned in a contemporary transitional style with an open, flowing floor plan connecting the kitchen, family room and outdoor living areas. The kitchen features solid wood cabinetry, stone countertops, premium appliances, a wine refrigerator and generous storage. Separate formal living and dining rooms provide additional entertaining space, while the family room features a fireplace and opens toward the pool and waterfront. Hurricane-impact windows and carefully selected finishes complement the renovated interior. The split-bedroom floor plan provides privacy for the primary suite, while three additional bedrooms and two full baths offer comfortable accommodations for family and guests. An interior laundry room, two-car garage and circular driveway add functionality to the single-level design. Outdoor living is centered around the private in-ground pool, spa and waterfront. A newer 433-square-foot dock is equipped with both a boat lift and Jet Ski lift. Deep-water access with no fixed bridges provides easy access for boating, fishing and exploring the surrounding Gulf waterways directly from home. Additional improvements include a metal roof and mature tropical landscaping. Set on a .37-acre corner lot, this renovated Bayway Isles residence combines single-story living, extensive renovations, private pool and spa, deep-water access and substantial private dockage in an exceptional St. Petersburg waterfront setting.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,847
Sqft
0.37 ac
Lot size
2
Garage
1987
Year built
One
Levels
$702
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$15,191 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,191/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.2%
$/sqft vs BAYWAY ISLES
$702 vs $640
Days on market
1 vs 51 typical
Where $702/sqft sits among the 7 homes for sale in BAYWAY ISLES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayway Isles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Bayway Isles — neighborhood snapshot
Population
1,734
Median age
69
Median income
$52,097
Median home value
$470,700
Avg household
2
Households w/ children
43%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
4 of 7
BAYWAY ISLES have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 599% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4995 58TH AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,600,000
4980 60TH AVENUE S · same community
4 bd · 3 ba · 2,906 sqft · $551/sqft · 24 DOM
Sold · Oct ’25$1,375,000
4973 60TH AVENUE S · same community
4 bd · 2.5 ba · 2,917 sqft · $471/sqft · 82 DOM
Sold · May ’26$1,300,000
5884 51ST STREET S · same community
4 bd · 3.5 ba · 2,600 sqft · $500/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4995 58TH AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4995 58TH AVENUE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4995 58TH AVENUE S FAQs
What would the monthly payment be for 4995 58TH AVENUE S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,191/mo — principal and interest, the actual property-tax bill, the $116/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4995 58TH AVENUE S?+
The association fee works out to $116 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4995 58TH AVENUE S?+
The most recent tax bill on record (2025) was $40,474. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4995 58TH AVENUE S?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,999,999, this home is listed about 382% above the St Petersburg median of $415,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4995 58TH AVENUE S?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,999,999 runs 599% above the ST PETERSBURG 33715 median — but at 2,847 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a St Petersburg market that averages 51 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Christine Mastrilli. MLS #TB8551697.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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