3800 BEACH DRIVE SE, ST PETERSBURG, FL, 33705
Active27 days on marketListed Sep 24, 2026MLS #TB8551709
About this home
3800 BEACH DRIVE SE
COASTAL LIVING IN COQUINA KEY! Welcome to 3800 Beach Dr SE, St. Petersburg, FL 33705, a beautifully updated 3-bedroom, 2-bathroom waterfront pool home with a 1-car garage, ideally situated on the highly desirable island community of Coquina Key. From the moment you arrive, this home captures the relaxed Florida lifestyle with its beautiful coastal appeal, mature tropical landscaping, and inviting waterfront setting. Step inside to discover gleaming terrazzo floors throughout and a bright, comfortable floor plan filled with character. The beautifully updated kitchen features stainless steel appliances, custom cabinetry, and a striking combination of butcher block and quartz countertops, creating a stylish and functional space for everyday living and entertaining. Step outside and experience what Florida waterfront living is all about. Relax year-round in the heated, screen-enclosed swimming pool, entertain friends and family, or head directly to the water from your own backyard. Boaters will appreciate the home's location on a sailboat-depth canal, along with a spacious composite dock and kayak lift. Best of all, the wide-open waters of Tampa Bay are approximately 100 yards away, providing exceptionally convenient access for boating, kayaking, paddleboarding, fishing, and enjoying life on the water. Located in the sought-after Coquina Key Island neighborhood, this home combines the tranquility of waterfront island living with outstanding proximity to everything St. Petersburg has to offer. The restaurants, shopping, entertainment, waterfront parks, museums, and nightlife of vibrant Downtown St. Petersburg are approximately 7 minutes away. Whether you're searching for a full-time waterfront residence, seasonal Florida retreat, or simply a place where every day feels like vacation, 3800 Beach Dr SE delivers the quintessential St. Petersburg waterfront lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,564
Sqft
0.18 ac
Lot size
1
Garage
1960
Year built
One
Levels
$502
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,123 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,123/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.9%
$/sqft vs St Petersburg actives
$502 vs $323
Days on market
27 vs 66 typical
Where $502/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coquina Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Coquina Key — neighborhood snapshot
Population
4,069
Median age
46
Median income
$104,283
Median home value
$329,549
Avg household
2
Households w/ children
309
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
232 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 149% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3800 BEACH DRIVE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$700,000
3790 BEACH DRIVE SE · same community
3 bd · 2 ba · 1,561 sqft · $448/sqft · 64 DOM
Sold · Feb ’26$675,000
3497 COQUINA KEY DRIVE SE · same community
3 bd · 2 ba · 1,515 sqft · $446/sqft · 51 DOM
Sold · Dec ’25$790,000
3436 MANATEE DRIVE SE · same community
3 bd · 2 ba · 1,621 sqft · $487/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3800 BEACH DRIVE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3800 BEACH DRIVE SE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3800 BEACH DRIVE SE FAQs
What would the monthly payment be for 3800 BEACH DRIVE SE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,123/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3800 BEACH DRIVE SE?+
The most recent tax bill on record (2025) was $8,750. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $785,000, this home is listed about 85% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3800 BEACH DRIVE SE?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Bryan Belcher. MLS #TB8551709.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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