1020 E MICHIGAN STREET UNIT A, ORLANDO, FL, 32806
Active20 days on marketListed Sep 30, 2026MLS #TB8552077
About this home
1020 E MICHIGAN STREET UNIT A
**BACK ON MARKET/PRICE IMPROVEMENT** Discover elevated urban living in this beautifully appointed 4-bedroom, 2-bath residence, perfectly situated in the sought-after SODO District at Ten Thousand Oaks. This first-floor condo offers 1,664 sq. ft. of refined comfort, blending serene natural surroundings with unmatched access to Orlando’s most dynamic destinations — Downtown Orlando, Lake Eola, ORMC, and the Kia Center, all less than 3 miles away. Inside, the home welcomes you with a spacious, light-filled floor plan enhanced by plantation shutters, creating a clean, timeless aesthetic throughout. The wood-burning fireplace anchors the living room with a warm, elegant touch, ideal for relaxed evenings or intimate gatherings. Every room feels open and inviting, offering the kind of effortless luxury that makes daily living feel exceptional. The home features an updated HVAC system installed in 2023. The primary bedroom, secondary bedroom, and office space each features its own separate private patio, offering the perfect layout for buyers who value comfort, functionality, and private outdoor space. The main all brick patio overlooks the lake and peaceful green space instantly creating a tranquil retreat where morning coffee becomes a daily ritual. The assigned carport with attic storage is a rare convenience in condo living, adding both practicality and exclusivity. Within the gated community, residents enjoy a curated collection of amenities designed to elevate lifestyle and simplify ownership. The HOA covers exterior maintenance, exterior grounds, exterior pest control, water/sewer, and gated security, allowing you to enjoy a truly maintenance-free experience. Premium amenities include a resort-style pool, tennis courts, and a welcoming clubhouse, all set among mature oak trees and beautifully maintained landscaping. This exceptional location places you minutes from major hospitals, top employers, world-class entertainment, theme parks, and Orlando International Airport — offering the perfect blend of convenience, comfort, and downtown sophistication. Move-in ready and positioned in one of Orlando’s most desirable districts, this condo is a rare opportunity to enjoy luxury living with every advantage of a well-managed, amenity-rich community.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,864
Sqft
0.15 ac
Lot size
1973
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,280 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,280/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.9%
$/sqft vs Orlando actives
$177 vs $237
Days on market
20 vs 61 typical
Where $177/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Thousand Oaks, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,950/mo median
Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Pineloch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Thousand Oaks is a short-term-rental community. See the full guide →
Pineloch — neighborhood snapshot
Population
2,928
Median age
39
Median income
$100,959
Median home value
$400,476
Avg household
2
Households w/ children
330
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
209 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the ORLANDO 32806 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 1020 E MICHIGAN STREET UNIT A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$165,000
1068 E MICHIGAN STREET UNIT A · same community
3 bd · 2 ba · 1,664 sqft · $99/sqft · 280 DOM
Sold · Nov ’25$195,876
1092 E MICHIGAN STREET UNIT 1 · same community
3 bd · 2 ba · 1,278 sqft · $153/sqft · 161 DOM
Sold · Mar ’26$182,000
974 E MICHIGAN STREET UNIT 974 · same community
3 bd · 2 ba · 1,278 sqft · $142/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 1020 E MICHIGAN STREET UNIT A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1020 E MICHIGAN STREET UNIT A — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1020 E MICHIGAN STREET UNIT A FAQs
What would the monthly payment be for 1020 E MICHIGAN STREET UNIT A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,280/mo — principal and interest, the actual property-tax bill, the $1,016/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1020 E MICHIGAN STREET UNIT A?+
The association fee works out to $1,016 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1020 E MICHIGAN STREET UNIT A?+
The most recent tax bill on record (2025) was $180. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1020 E MICHIGAN STREET UNIT A be rented short-term?+
Yes — this home sits inside Thousand Oaks, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1020 E MICHIGAN STREET UNIT A?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $330,000, this home is listed about 13% below the Orlando median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1020 E MICHIGAN STREET UNIT A?+
Blankner K-8 (elementary), William R Boone High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ORLANDO 32806 market on paper
$330,000 is 23% below the ORLANDO 32806 median of $430,000, and at $177/sqft it sits under the Orlando average of $260.
02Zoned for nightly rentals
Thousand Oaks is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Know the monthly fee
The association fee is $1,016/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Blankner K-8, William R Boone High — Blankner K-8 rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ELEVATED REALTY · Dorothea Owens. MLS #TB8552077.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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