1016 HARDWOOD DRIVE, VALRICO, FL, 33596
Active15 days on marketListed Sep 26, 2026MLS #TB8552196
About this home
1016 HARDWOOD DRIVE
MULTIPLE OFFERS: Highest and best due by Wednesday 10/7 at 6pm.Adorable and affordable! Welcome to 1016 Hardwood Drive, where the peace of mind of being high and dry in a non-flood/evac zone, peaceful pond views, a spacious layout, and the opportunity to make a home truly your own come together in the heart of Valrico! This 3-bedroom, 2-bath BLOCK home offers great bones, a thoughtful split floor plan, soaring vaulted ceilings, fresh interior paint, and wonderful natural light throughout. Checking all the boxes! Step inside to a bright, welcoming living space where the vaulted ceilings create an open and airy feel. The split-bedroom layout offers added privacy, while the spacious primary suite provides a comfortable retreat of its own. Move right in and enjoy the home as it is, or bring your personal style and make it your own over time. One of the best features of this home is out back. The screened porch creates the perfect spot for morning coffee, evening dinners, or simply unwinding while overlooking the pond and open space beyond. With no immediate rear neighbor, the backyard feels peaceful and private—a wonderful setting for enjoying Florida living year-round. Located in an established Valrico neighborhood, you’ll enjoy a quiet residential setting while still being convenient to Brandon, shopping, dining, grocery stores, parks, and everyday essentials. Easy access to I-75, the Selmon Expressway, and I-4 keeps Tampa and the surrounding area within easy reach. Even better, the home is located in FLOOD ZONE X, with a low HOA and the exciting opportunity to own a home with space, location, and potential. Freshly painted and ready for its next chapter—move right in, update at your own pace, and make 1016 Hardwood Drive home sweet home! Schedule your private showing today and come see the possibilities for yourself!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,368
Sqft
0.24 ac
Lot size
2
Garage
1990
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,003 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,003/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27%
$/sqft vs Valrico actives
$194 vs $212
Days on market
15 vs 54 typical
Where $194/sqft sits among the 202 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oakdale Reserve
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Oakdale Reserve — neighborhood snapshot
Population
1,071
Median age
41
Median income
$141,120
Median home value
$362,400
Avg household
3
Households w/ children
119
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $433K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
126 of 202
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the VALRICO 33596 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 1016 HARDWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$335,000
1027 HARDWOOD DRIVE · same community
3 bd · 2 ba · 1,194 sqft · $281/sqft · 31 DOM
Sold · Dec ’25$310,000
4643 CABBAGE PALM DRIVE
3 bd · 2.5 ba · 1,488 sqft · $208/sqft · 31 DOM
Sold · Apr ’26$279,000
4623 CABBAGE PALM DRIVE
3 bd · 2 ba · 1,244 sqft · $224/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1016 HARDWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1016 HARDWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1016 HARDWOOD DRIVE FAQs
What would the monthly payment be for 1016 HARDWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,003/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1016 HARDWOOD DRIVE?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1016 HARDWOOD DRIVE?+
The most recent tax bill on record (2025) was $1,816. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1016 HARDWOOD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $265,000, this home is listed about 40% below the Valrico median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1016 HARDWOOD DRIVE?+
Cimino Elementary School (elementary), Bloomingdale High School (high), Burns Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the VALRICO 33596 market on paper
$265,000 is 40% below the VALRICO 33596 median of $439,900, and at $194/sqft it sits under the Valrico average of $216.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Cimino Elementary School, Bloomingdale High School, Burns Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Cimino Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Courtney Stein. MLS #TB8552196.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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