16797 MILL STREET, WHITE SPRINGS, FL, 32096
Active32 days on marketListed Oct 5, 2026MLS #TB8552374
About this home
16797 MILL STREET
Discover the potential of this White Springs property, offering a great opportunity to create a home that truly reflects your vision. Featuring a private swimming pool and a spacious setting, this property has plenty of possibilities for a buyer looking to add their personal touch and make thoughtful updates over time. Located in the quiet community of White Springs, this home offers a great opportunity for a primary residence, second home, or investment property. Property is being sold AS-IS. Bring your ideas and make this property your own!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,723
Sqft
0.53 ac
Lot size
1975
Year built
One
Levels
$46
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,097 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,097/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside White Springs
Get to know White Springs. See the full White Springs guide →
WHITE SPRINGS 32096 — neighborhood snapshot
Population
2,977
Median age
41.5
Median income
$50,000
Median home value
$111,800
Avg household
2.4
Households w/ children
385
For the school run
Hamilton County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The White Springs market
$759K → $185K
White Springs median sold, yr/yr
Median sold price, White Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the WHITE SPRINGS 32096 median. See the full White Springs market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 16797 MILL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16797 MILL STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16797 MILL STREET FAQs
What would the monthly payment be for 16797 MILL STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,097/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16797 MILL STREET?+
The most recent tax bill on record (2025) was $288. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in White Springs?+
At $124,950, this home is priced right at the White Springs median.
Which schools are assigned to 16797 MILL STREET?+
Hamilton County High School (high) — Hamilton County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of MERIDIAN RESIDE · Terry Connors, II. MLS #TB8552374.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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