11985 MURRAY AVENUE, SEMINOLE, FL, 33778
Active14 days on marketListed Sep 26, 2026MLS #TB8552404
About this home
11985 MURRAY AVENUE
MOVE-IN READY! Fully renovated Largo/Seminole area home with major updates throughout. This rare 3-bedroom, 2-bath home sits on a spacious lot with NO HOA and is located in desirable Flood Zone X. Big-ticket updates include a (2026) new shingle roof with partial modified bitumen roofing, a (2026) new HVAC system, fresh interior and exterior paint, all-new light fixtures and (2026) luxury vinyl flooring. Step inside to a bright, open layout featuring a beautifully remodeled kitchen with granite countertops, (2026) brand-new stainless steel kitchen appliances and a breakfast bar perfect for cooking, gathering, and entertaining. Both bathrooms have been tastefully redesigned with modern finishes, while the spacious bedrooms provide comfort and flexibility. A private laundry closet adds everyday convenience. Outside, enjoy plenty of room to relax, play, garden, or entertain in the fully fenced backyard. Updated landscaping enhances the curb appeal, while the newly upgraded and roofed approximately 300 sq. ft. carport provides valuable covered parking, shade, and additional usable space. Conveniently located near the Pinellas Trail, Florida Botanical Gardens, Walsingham Park, Seminole City Center, beautiful Gulf beaches, shopping, dining, and major roadways. MUST SEE INSIDE!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,200
Sqft
0.19 ac
Lot size
1977
Year built
One
Levels
$307
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,526 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,526/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9%
$/sqft vs NONE
$307 vs $321
Days on market
14 vs 54 typical
Where $307/sqft sits among the 242 homes for sale in NONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
SEMINOLE 33778 — neighborhood snapshot
Population
16,054
Median age
50.9
Median income
$63,633
Median home value
$267,800
Avg household
2.41
Households w/ children
1,345
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
127 of 242
NONE have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 124% above the SEMINOLE 33778 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 11985 MURRAY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$340,000
18208 STATE ROAD 52 · same community
3 bd · 2 ba · 1,272 sqft · $267/sqft · 44 DOM
Sold · Jun ’26$450,000
8225 WAKEFORD ROAD · same community
3 bd · 2.5 ba · 1,339 sqft · $336/sqft · 10 DOM
Sold · Dec ’25$185,000
18350 NE 19TH COURT · same community
3 bd · 2 ba · 1,434 sqft · $129/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11985 MURRAY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11985 MURRAY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11985 MURRAY AVENUE FAQs
What would the monthly payment be for 11985 MURRAY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,526/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11985 MURRAY AVENUE?+
The most recent tax bill on record (2025) was $439. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11985 MURRAY AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $368,000, this home is listed about 2% above the Seminole median of $362,500. The market section on this page shows how the area is trending.
Which schools are assigned to 11985 MURRAY AVENUE?+
Fuguitt Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$368,000 runs 124% above the SEMINOLE 33778 median.
02Strong assigned schools
Fuguitt Elementary School, Richard O Jacobson Technical High School At Seminole, Seminole Middle School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $369,000, now $368,000 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MELENDY REAL ESTATE · Timothy Aragon. MLS #TB8552404.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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