3829 COLD CREEK DRIVE, VALRICO, FL, 33596
Active13 days on marketListed Sep 29, 2026MLS #TB8552405
About this home
3829 COLD CREEK DRIVE
Virtually Staged. Completely renovated, modern, and move-in ready! New Everything! Home Warranty! Welcome to this stunning 4-bedroom, 3-bath pool home in highly sought-after Windsor Woods of Bloomingdale, in Valrico Florida! Renovated from top to bottom, this home combines sophisticated finishes with comfortable everyday living, featuring a brand-new roof, HVAC, kitchen, bathrooms, flooring, paint, and more. Step through the double front doors into an impressive two-story entry with soaring ceilings and an open staircase. The formal living and dining spaces lead into the heart of the home — a beautifully redesigned chef’s kitchen featuring solid-wood cabinetry with soft-close drawers, quartz countertops, and commercial-grade Forno stainless steel appliances. The adjoining eating nook opens to the spacious great room, creating an ideal flow for cooking, dining, and entertaining in this tri-level home. The great room features a custom-built wine and beverage bar, perfect for morning coffee or entertaining while enjoying the pool. The renovated downstairs full bathroom offers convenient pool access and features modern tile, a glass-enclosed shower, solid-wood cabinetry, quartz countertops, and a lighted anti-fog LED mirror. Upstairs, you’ll find four spacious bedrooms plus a versatile loft area ideal for a reading nook, home office, or homework area. The primary suite features vaulted ceilings and an oversized walk-in closet with ample storage. The primary bathroom is a true standout, featuring new 24" x 48" Italian porcelain tile, custom walk-in glass shower, rainfall showerhead, freestanding soaking tub, dual vanities, built-in LED niches, and upgraded lighting for a clean, elegant finish. The additional bedrooms feature brand-new high-grade carpet, waterproof padding, and generous closet space. The third bathroom has also been renovated with upgraded tile, a glass-enclosed shower/tub combo, rainfall showerhead, solid-wood cabinetry, quartz countertops, and a modern LED mirror. Outside, enjoy a private oasis with a pool and spa, covered lanai, and fully fenced yard — a great space for relaxing and entertaining. The extensive improvements include a Brand-New 30-year architectural shingle roof, Brand-New HVAC with heat pump, fresh interior and exterior paint, High End waterproof LVP flooring, new 24" x 48" Italian porcelain tile, high-grade carpet with waterproof padding, new 5¼-inch baseboards, solid-wood cabinetry, Forno stainless steel appliances, quartz countertops, new designer lighting fixtures, new blinds, and more. Located within Bloomigdales A-rated school district, shopping, dining, and everyday conveniences are just minutes away. You’ll enjoy easy access to Whole Foods, Publix, Sprouts Farmers Market, Starbucks, and Chik-fil-A to name a few. The area is also known for its numerous golf courses, recreational parks, trails, and more. Downtown Tampa is also less than 30 minutes away, with easy access to dining, shopping, and entertainment. With no HOA and a highly sought-after location, this Bloomingdale home is a must-see. Beautifully renovated and truly turnkey, this exceptional Valrico pool home offers modern finishes, a spacious layout, and an unbeatable location. Come see it for yourself!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,467
Sqft
0.18 ac
Lot size
2
Garage
1994
Year built
Multi/Split
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,450 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,450/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.3%
$/sqft vs Valrico actives
$255 vs $211
Days on market
13 vs 53 typical
Where $255/sqft sits among the 203 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
VALRICO 33596 — neighborhood snapshot
Population
28,152
Median age
45.9
Median income
$112,305
Median home value
$396,100
Avg household
2.8
Households w/ children
2,906
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $433K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
125 of 203
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the VALRICO 33596 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 3829 COLD CREEK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$313,000
3829 COLD CREEK DRIVE · same community
4 bd · 3 ba · 2,467 sqft · $127/sqft · 14 DOM
Sold · Oct ’25$520,000
3726 COLD CREEK DRIVE · same community
4 bd · 3 ba · 2,441 sqft · $213/sqft · 4 DOM
Sold · Jun ’26$420,000
3725 HOLLOW WOOD DRIVE · same community
4 bd · 3 ba · 2,400 sqft · $175/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3829 COLD CREEK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3829 COLD CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3829 COLD CREEK DRIVE FAQs
What would the monthly payment be for 3829 COLD CREEK DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,450/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3829 COLD CREEK DRIVE?+
The most recent tax bill on record (2025) was $7,861. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Valrico?+
At $629,900, this home is listed about 43% above the Valrico median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3829 COLD CREEK DRIVE?+
Cimino Elementary School (elementary), Bloomingdale High School (high), Burns Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$629,900 runs 43% above the VALRICO 33596 median — but at 2,467 sqft it's also 17% larger than the typical Valrico listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Cimino Elementary School, Bloomingdale High School, Burns Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Cimino Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SIGNATURE REALTY ASSOCIATES · Anthony Gaulin. MLS #TB8552405.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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