406 SANDY HOOK ROAD, TREASURE ISLAND, FL, 33706
Active0 days on marketListed Sep 29, 2026MLS #TB8552537
About this home
406 SANDY HOOK ROAD
Welcome to this spacious three-story townhouse-style condo in a welcoming waterfront community, where Intracoastal Water Views can be enjoyed. Designed for comfort and flexibility, this 2-bedroom, 2.5-bath home offers approximately 1,750 square feet of versatile living space with a first level featuring a one-car garage and a bonus room ideal for a gym, media room, or recreation space.The open-concept main level features a bright living room with a fireplace and sliding glass doors that open to a peaceful balcony, extending the living space . A large dining area provides the perfect space for entertaining, while the eat-in kitchen includes has ample room for everyday dining. A convenient half bath completes the main level. Upstairs, the primary suite serves as a private retreat, featuring an extra-large walk-in closet with attic access with sliding doors leading to a private balcony and EnSuite bath. The second bedroom offers flexible use as a guest room, or office. Additional highlights include Trex-deck balconies and waterfront community living. Residents of the Village of Paradise Island enjoy an impressive array of amenities, including a private 26-slip marina available on a first-come basis with water and shore power, two large pools with reservable gazebos and poolside restrooms, a fishing and lounging dock that also serves as a launch point for kayaks and paddleboards, and beautifully maintained pavered streets and driveways with abundant lighting and extra parking. The community is pet friendly and allow large dogs. The community also offers convenient access to Treasure Bay Golf & Tennis Center next door. Monthly condo fees include flood and building insurance, cable TV/internet, building and grounds maintenance, pool maintenance, trash, water, and sewer, making for easy and enjoyable waterfront living.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,750
Sqft
2
Garage
1979
Year built
Two
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−49.1%
Days on market
0 vs 96 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $623K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 406 SANDY HOOK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 406 SANDY HOOK ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
406 SANDY HOOK ROAD FAQs
What would the monthly payment be for 406 SANDY HOOK ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,173/mo — principal and interest, the actual property-tax bill, the $1,300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 406 SANDY HOOK ROAD?+
The association fee works out to $1,300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 406 SANDY HOOK ROAD?+
The most recent tax bill on record (2025) was $5,293. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 406 SANDY HOOK ROAD?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $359,000, this home is listed about 43% below the Treasure Island median of $625,000. The market section on this page shows how the area is trending.
Which schools are assigned to 406 SANDY HOOK ROAD?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the TREASURE ISLAND 33706 market on paper
$359,000 is 20% below the TREASURE ISLAND 33706 median of $450,000, and at $205/sqft it sits under the Treasure Island average of $582.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,300/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Listed today in a Treasure Island market that averages 96 — if it fits, move quickly.
05Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of COLDWELL BANKER REALTY · Michelle Chenault. MLS #TB8552537.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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