
3380 POINSETTIA DRIVE, HERNANDO BEACH, FL, 34607
Active16 days on marketListed Sep 27, 2026MLS #TB8552571
About this home
3380 POINSETTIA DRIVE
NO STORM DAMAGE HERE!! Stilt Home with ALL LIVING AREA ON UPPER FLOOR. PARTIALLY FURNISHED RENTAL (or unfurnished if preferred)! DEEP & WIDE WATERFRONT CANAL WITH GULF ACCESS! 1926 SQFT LIVING PLUS 300SQFT GLASS ENCLOSED LANAI (2226 SQFT TOTAL)! **SPACIOUS 4-6 CAR GARAGE!** Immerse yourself in the boating and fishing village of Hernando Beach! Envision a life where boating adventures, breathtaking sunsets, and the soothing rhythm of the water are just steps from your door! Enjoy breathtaking GULF WATER VIEWS FROM NEARLY EVERY ROOM! OPEN-CONCEPT WITH HIGH CEILINGS, bamboo flooring & an ABUNDANCE OF NATURAL LIGHT adding warmth and gentle illumination! Slider doors open to a GLASS ENCLOSED BALCONY creating the perfect backdrop to enjoy daily sunrises with your morning coffee. The kitchen features SS appliances, plenty of white cabinets with glass showcase features, breakfast bar seating & breakfast nook with stunning water views. The primary bedroom offers private access to the lanai! En suite bathroom with ''his and hers'' areas including make-up vanity and large walk-in shower! HUGE SECOND BEDROOM with water views, nice size 3rd BR. Convenient inside laundry room, central vac system, and equipped with an ELEVATOR SHAFT (no elevator -- electric ready) -- making for great storage space now! YOU’LL FALL IN LOVE WITH THE SIZE OF THIS GARAGE - AS LARGE AS A 6 CAR GARAGE – The ultimate man-cave, PARK ALL YOUR TOYS, your sports car, golf cart, motorcycle, boat. Create a game or fitness room, or workshop! PLUS DEEP TWO CAR CARPORT for additional parking! Glass sliders from garage open to the covered patio, enjoy the water views as you lounge in the shade, bask in the sun, or enjoy open air dining .. listen to the birds and enjoy the summer breezes. Cast a pole from your backyard and see if you can catch some dinner. From the floating dock you can launch your kayaks, tie up your small craft or pontoon boat. This home is on a saltwater canal that has indirect access to the Gulf of Mexico. To reach the Gulf your boat must go through a private, community boat lift. Or you can dry dock your boat at a marina just blocks down the street. No HOA and no CDD. Added features include: Hardy board siding, hurricane impact garage door, hurricane impact windows. FLORIDA'S ADVENTURE COAST is known for its natural beauty, water-based activities, and proximity to outdoor adventures. Indulge in boating, fishing, and wildlife watching. It's also close to some amazing locally-owned restaurants like The Silver Dolphin, Hernando Beach Tropical Grille, Trader Bay Seafood, & Sharky’s Bar and Grill. You’re only minutes away from Weeki Wachee Springs State Park where you can explore waterslides and mermaid shows. You’re also close to Roger’s Park and Pine Island Beach. US-19 is conveniently nearby, so travel to Homosassa, Tarpon Springs, or Clearwater is easy. Come home, THE WATER IS CALLING ... make an appointment to view this one before its gone!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,926
Sqft
0.14 ac
Lot size
4
Garage
2007
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HERNANDO BEACH
$1 vs $347
Days on market
16 vs 71 typical
Where $1/sqft sits among the 33 homes for sale in HERNANDO BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$453K → $500K
Hernando Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
17 of 33
HERNANDO BEACH have cut their price
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3380 POINSETTIA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$770,000
3240 SPANISH BAYONET DRIVE · same community
3 bd · 2.5 ba · 1,866 sqft · $413/sqft · 45 DOM
Sold · Mar ’26$720,000
4187 DIAZ COURT · same community
3 bd · 2.5 ba · 1,847 sqft · $390/sqft · 87 DOM
Sold · Jun ’26$649,000
3431 PALOMETA DRIVE · same community
3 bd · 2 ba · 1,841 sqft · $353/sqft · 187 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3380 POINSETTIA DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3380 POINSETTIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3380 POINSETTIA DRIVE FAQs
What would the monthly payment be for 3380 POINSETTIA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3380 POINSETTIA DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando Beach?+
At $2,800, this home is listed about 99% below the Hernando Beach median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3380 POINSETTIA DRIVE?+
Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTEC GROUP INC · Bradley Uline. MLS #TB8552571.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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