CENTURY 21 Edge
$2,8003 bd2 ba1,926 sqft$1 /sqft≈$180 /mo all-in ↓

3380 POINSETTIA DRIVE, HERNANDO BEACH, FL, 34607

Active16 days on marketListed Sep 27, 2026MLS #TB8552571

✦ Priced 99% below the HERNANDO BEACH 34607 medianWaterfrontSingle Family ResidenceHERNANDO BEACH

About this home

3380 POINSETTIA DRIVE

NO STORM DAMAGE HERE!! Stilt Home with ALL LIVING AREA ON UPPER FLOOR. PARTIALLY FURNISHED RENTAL (or unfurnished if preferred)! DEEP & WIDE WATERFRONT CANAL WITH GULF ACCESS! 1926 SQFT LIVING PLUS 300SQFT GLASS ENCLOSED LANAI (2226 SQFT TOTAL)! **SPACIOUS 4-6 CAR GARAGE!** Immerse yourself in the boating and fishing village of Hernando Beach! Envision a life where boating adventures, breathtaking sunsets, and the soothing rhythm of the water are just steps from your door! Enjoy breathtaking GULF WATER VIEWS FROM NEARLY EVERY ROOM! OPEN-CONCEPT WITH HIGH CEILINGS, bamboo flooring & an ABUNDANCE OF NATURAL LIGHT adding warmth and gentle illumination! Slider doors open to a GLASS ENCLOSED BALCONY creating the perfect backdrop to enjoy daily sunrises with your morning coffee. The kitchen features SS appliances, plenty of white cabinets with glass showcase features, breakfast bar seating & breakfast nook with stunning water views. The primary bedroom offers private access to the lanai! En suite bathroom with ''his and hers'' areas including make-up vanity and large walk-in shower! HUGE SECOND BEDROOM with water views, nice size 3rd BR. Convenient inside laundry room, central vac system, and equipped with an ELEVATOR SHAFT (no elevator -- electric ready) -- making for great storage space now! YOU’LL FALL IN LOVE WITH THE SIZE OF THIS GARAGE - AS LARGE AS A 6 CAR GARAGE – The ultimate man-cave, PARK ALL YOUR TOYS, your sports car, golf cart, motorcycle, boat. Create a game or fitness room, or workshop! PLUS DEEP TWO CAR CARPORT for additional parking! Glass sliders from garage open to the covered patio, enjoy the water views as you lounge in the shade, bask in the sun, or enjoy open air dining .. listen to the birds and enjoy the summer breezes. Cast a pole from your backyard and see if you can catch some dinner. From the floating dock you can launch your kayaks, tie up your small craft or pontoon boat. This home is on a saltwater canal that has indirect access to the Gulf of Mexico. To reach the Gulf your boat must go through a private, community boat lift. Or you can dry dock your boat at a marina just blocks down the street. No HOA and no CDD. Added features include: Hardy board siding, hurricane impact garage door, hurricane impact windows. FLORIDA'S ADVENTURE COAST is known for its natural beauty, water-based activities, and proximity to outdoor adventures. Indulge in boating, fishing, and wildlife watching. It's also close to some amazing locally-owned restaurants like The Silver Dolphin, Hernando Beach Tropical Grille, Trader Bay Seafood, & Sharky’s Bar and Grill. You’re only minutes away from Weeki Wachee Springs State Park where you can explore waterslides and mermaid shows. You’re also close to Roger’s Park and Pine Island Beach. US-19 is conveniently nearby, so travel to Homosassa, Tarpon Springs, or Clearwater is easy. Come home, THE WATER IS CALLING ... make an appointment to view this one before its gone!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,926

Sqft

0.14 ac

Lot size

4

Garage

2007

Year built

Two

Levels

$1

Per sqft

WaterfrontWater view

Inside

FlooringBamboo · Ceramic Tile
AppliancesCooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Central Vacuum · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Skylight(s) · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

ViewWater
FacesWest
ParkingBoat · Covered · Driveway · Garage Door Opener · Golf Cart Garage · Golf Cart Parking · Oversized · Parking Pad · Tandem · Workshop in Garage
ExteriorBalcony · French Doors

Community & fees

PetsNo

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$180 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$16
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $98Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $98
Interest rate6.00%
Loan term

Estimated payment

$180/mo

Principal & interest$16
FHA mortgage insurance (est.)$1
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs HERNANDO BEACH

$1 vs $347

Days on market

16 vs 71 typical

Where $1/sqft sits among the 33 homes for sale in HERNANDO BEACH

0 · this home
0
3
11
14
5
$1–86$86–171$171–256$256–340$340–425$425+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando Beach

Drive times from this address

Tampa Int’l Airport (TPA)≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hernando Beach. See the full Hernando Beach guide →

HERNANDO BEACH 34607 — neighborhood snapshot

Population

9,046

Median age

55.7

Median income

$61,221

Median home value

$343,100

Avg household

2.3

Households w/ children

740

For the school run

Hernando County School District

ElementaryWestside Elementary School★★★★★
MiddleFox Chapel Middle School★★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando Beach market

Seller’s marketBalanced — 5.7 months of inventoryBuyer’s market

$453K → $500K

Hernando Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

17 of 33

HERNANDO BEACH have cut their price

Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →

Paper trail

This home's history

Sep 27, 2026Listed at $2,800 · 16 days on market since
2007Built · HERNANDO BEACH

Reality check

What actually sold near 3380 POINSETTIA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3240 SPANISH BAYONET DRIVESold · Nov ’25

$770,000

3240 SPANISH BAYONET DRIVE · same community

3 bd · 2.5 ba · 1,866 sqft · $413/sqft · 45 DOM

4187 DIAZ COURTSold · Mar ’26

$720,000

4187 DIAZ COURT · same community

3 bd · 2.5 ba · 1,847 sqft · $390/sqft · 87 DOM

3431 PALOMETA DRIVESold · Jun ’26

$649,000

3431 PALOMETA DRIVE · same community

3 bd · 2 ba · 1,841 sqft · $353/sqft · 187 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 3380 POINSETTIA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3380 POINSETTIA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3380 POINSETTIA DRIVE FAQs

What would the monthly payment be for 3380 POINSETTIA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 3380 POINSETTIA DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hernando Beach?+

At $2,800, this home is listed about 99% below the Hernando Beach median of $500,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3380 POINSETTIA DRIVE?+

Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX REALTEC GROUP INC · Bradley Uline. MLS #TB8552571.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Hernando Beach homes, in your inbox

Like 3380 POINSETTIA DRIVE but not quite? A daily digest of every new listing in Hernando Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Shawn to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 13, 2026 at 9:15 PM UTC. The listing information on this page last changed on October 13, 2026 at 9:15 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 13, 2026 at 9:15 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 13, 2026 at 9:15 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

3380 POINSETTIA DRIVE, HERNANDO BEACH, FL — 3 Bed, 2 Bath — $2,800 | CENTURY 21 Edge