CENTURY 21 Edge
$1,375,0002 bd2 ba2,052 sqft$670 /sqft≈$9,921 /mo all-in ↓

777 3RD AVENUE N UNIT 1503, ST PETERSBURG, FL, 33701

Active2 days on marketListed Sep 27, 2026MLS #TB8552613

CondominiumREFLECTION ST PETE

About this home

777 3RD AVENUE N UNIT 1503

Virtually Staged. REFLECTION St Pete is walk-able, bike-able, and conveniently located near the best dining, boutiques, and award-winning museums and galleries on Central Avenue. Located in the northeast corner of the building, the Citrine floor plan is one of 88 high-end residences and offers floor to ceiling glass in every direction in the spacious great room. Your living space extends outdoors with a spacious terrace and exceptional views of the city skyline, Mirror Lake, and Tampa Bay. There are gorgeous porcelain tile floors and 10’ ceilings in the main living areas. This residence is equipped with a modern chef’s kitchen including quartz countertops, a sizable island with a double waterfall edge, and cabinet panel-ready Bosch stainless steel appliances. Your views expand northward with a grand kitchen window over the sink. The large primary suite offers an extravagant European wet room with upgraded plumbing fixtures and a walk-in closet. The second bedroom also offers a sizable closet and luxurious floor to ceiling glass panel window. This two bedroom home comes with 2 parking spaces, assigned at contract included in the purchase price. REFLECTION residents are also provided private access to the tower’s 12,000 square foot amenity rooftop, which features a glass facade, air-conditioned fitness center and social club. The stunning rooftop also features a tropical pool and spa, a fire pit with ample seating, an outdoor kitchen and wet bar and unparalleled, panoramic views. Call our sales gallery today to make your next brilliant move at REFLECTION St. Pete.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,052

Sqft

0.62 ac

Lot size

2

Garage

2024

Year built

One

Levels

$670

Per sqft

City & Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range Hood · Refrigerator · Washer · Water Softener
InteriorHigh Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofConcrete
ConstructionBlock
FoundationSlab
ViewCity · Trees/Woods · Water
FacesNortheast
ParkingAssigned · Covered · Electric Vehicle Charging Station(s) · Off Street
ExteriorBalcony · Lighting

Community & fees

HOA fee$1,826/mo
Taxes (2025)$0/yr
PetsBreed Restrictions, Yes
CommunityBuyer Approval Required · Deed Restrictions · Fitness Center · Golf Carts OK · Pool · Sidewalks · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,921 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,419
PMI (est., until 20% equity)$516
Property tax — 2025 actual bill$0
Condo fee — from the listing$1,826
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $137,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $137,500
Interest rate6.00%
Loan term

Estimated payment

$11,181/mo

Principal & interest$7,419
PMI (est., until 20% equity)$516
Est. property taxes$1,260
HOA / condo fee$1,826
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$1.2MedgeAI estimate $1,326,961 · range $1.3M–$1.4M$1.4M

vs edgeAI estimate

+3.6%

$/sqft vs REFLECTION ST PETE

$670 vs $779

Days on market

2 vs 51 typical

Where $670/sqft sits among the 6 homes for sale in REFLECTION ST PETE

1
0
1 · this home
1
1
2
$564–608$608–652$652–695$695–739$739–783$783+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown St Petersburg

Drive times from this address

Downtown Tampa≈ 27 min
Tampa Int’l Airport (TPA)≈ 27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Downtown St Petersburg — neighborhood snapshot

Population

3,169

Median age

60

Median income

$50,655

Median home value

$619,783

Avg household

1

Households w/ children

55%

For the school run

Pinellas County School District

MiddleJohn Hopkins Middle School★★★★★
ElementaryNorth Shore Elementary School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

2 of 6

REFLECTION ST PETE have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 83% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

Sep 27, 2026Listed at $1,375,000 · 2 days on market since
2024Built · REFLECTION ST PETE

Reality check

What actually sold near 777 3RD AVENUE N UNIT 1503

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

777 3RD AVENUE N UNIT 1203Sold · Jul ’26

$1,300,000

777 3RD AVENUE N UNIT 1203 · same community

2 bd · 2 ba · 2,048 sqft · $635/sqft · 268 DOM

777 3RD AVENUE N UNIT 1205Sold · Apr ’26

$1,605,000

777 3RD AVENUE N UNIT 1205 · same community

2 bd · 2 ba · 2,297 sqft · $699/sqft · 38 DOM

777 3RD AVENUE N UNIT 804Sold · Apr ’26

$1,100,000

777 3RD AVENUE N UNIT 804 · same community

2 bd · 2 ba · 1,753 sqft · $627/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 777 3RD AVENUE N UNIT 1503 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 777 3RD AVENUE N UNIT 1503 — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

777 3RD AVENUE N UNIT 1503 FAQs

What would the monthly payment be for 777 3RD AVENUE N UNIT 1503?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,921/mo — principal and interest, estimated property taxes, the $1,826/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 777 3RD AVENUE N UNIT 1503?+

The association fee works out to $1,826 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 777 3RD AVENUE N UNIT 1503?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 777 3RD AVENUE N UNIT 1503?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,375,000, this home is listed about 231% above the St Petersburg median of $415,000. The market section on this page shows how the area is trending.

Which schools are assigned to 777 3RD AVENUE N UNIT 1503?+

John Hopkins Middle School (middle), North Shore Elementary School (elementary), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,375,000 runs 83% above the ST PETERSBURG 33701 median — but at 2,052 sqft it's also 58% larger than the typical St Petersburg listing.

02City & Trees/Woods & Water views

The city and trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $1,826/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 2 days on market in a St Petersburg market that averages 51 — if it fits, move quickly.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Amber Bennett. MLS #TB8552613.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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