5855 PALM LANE UNIT B21, BRADENTON, FL, 34207
Active11 days on marketListed Sep 29, 2026MLS #TB8552617
About this home
5855 PALM LANE UNIT B21
Looking for an extremely affordable condo that doesn’t smell like mildew? Well, this impeccably maintained, move-in-ready 2-bedroom won’t disappoint. It’s so clean and well-maintained that instead of feeling dated the place will transport you to a better place in time. Enjoy your preferred morning beverage from the cozy rocker on the front balcony of this private end unit, or from the back enclosed lanai overlooking the brook and trees. What really makes this place feel new are the brand-new hurricane windows letting all the northern light into the bedrooms. Newer kitchen appliances and a brand-new washer and dryer in the unit. Primary bath updated with a walk-in shower. New complete HVAC in 2024, and the electrical panel was upgraded one month ago. Roof completely maintained by the community and was replaced within the last few years. The low HOA fee covers just about every amenity, including the cable/internet! If this couldn’t get better, there is an elevator in the building! Assigned parking spot right at the bottom of the stairs makes access to this second-floor unit easy, and it comes with an assigned storage closet near the elevator. Schedule a showing today to see and smell this for yourself!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
966
Sqft
0 ac
Lot size
1970
Year built
One
Levels
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,013 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,013/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+60.2%
$/sqft vs Bradenton actives
$134 vs $244
Days on market
11 vs 76 typical
Where $134/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Shore Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Bay Shore Gardens — neighborhood snapshot
Population
5,999
Median age
56
Median income
$58,694
Median home value
$203,738
Avg household
2
Households w/ children
373
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
234 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 5855 PALM LANE UNIT B21
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$125,000
2057 SUNSET DRIVE UNIT G1 · same community
2 bd · 2 ba · 966 sqft · $129/sqft · 444 DOM
Sold · May ’26$100,000
2029 SUNSET DRIVE Unit #E-21 · same community
2 bd · 2 ba · 966 sqft · $104/sqft · 60 DOM
Sold · Jan ’26$86,000
5857 PALM LANE UNIT B22 · same community
2 bd · 1 ba · 840 sqft · $102/sqft · 115 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 5855 PALM LANE UNIT B21 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5855 PALM LANE UNIT B21 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5855 PALM LANE UNIT B21 FAQs
What would the monthly payment be for 5855 PALM LANE UNIT B21?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,013/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5855 PALM LANE UNIT B21?+
The most recent tax bill on record (2025) was $439. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5855 PALM LANE UNIT B21?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $129,000, this home is listed about 67% below the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5855 PALM LANE UNIT B21?+
Bayshore Elementary School (elementary), Bayshore High School (high), Electa Lee Magnet Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Richard Rung. MLS #TB8552617.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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