3185 CHARTER CLUB DRIVE UNIT B, TARPON SPRINGS, FL, 34688
Active18 days on marketListed Oct 1, 2026MLS #TB8552772
About this home
3185 CHARTER CLUB DRIVE UNIT B
FULLY FURNISHED, MOVE-IN READY 2 BEDROOM, 2 BATHROOM VILLA WITH SEPARATE OFFICE AREA IN BEAUTIFUL EAST LAKE. Located in a desirable community, with a peaceful wooded backdrop, this spacious 2-bedroom, 2-bath villa offers a bright, open layout designed for both everyday living and entertaining. Vaulted ceilings, skylights, abundant natural light, neutral finishes, and plantation shutters create an airy and welcoming feel throughout the main living areas. The spacious living room flows seamlessly to the screened lanai, extending the living space outdoors and offering a relaxing place to enjoy morning coffee, unwind at the end of the day, or take in the serene natural surroundings. The large primary bedroom includes an ensuite bathroom, a large walk-in closet with California Closets and convenient access to the screen enclosed patio. The second living room area is ideal for a home office or additional flex space while the front bedroom is perfect for guests or a 2nd office area. The kitchen features ample cabinetry and counter space, a breakfast nook, and a pass-through overlooking the main living area for added functionality and connection. Other highlights include an indoor laundry area, ceiling fans, extra storage, a private front courtyard area, guest parking, garage parking, and the convenience of being offered furnished. Located in the Lake Tarpon Village area of Tarpon Springs, this home offers comfortable single-level living, peaceful surroundings, and a low-maintenance Florida lifestyle. SCHEDULE YOUR OWN PRIVATE SHOWING TODAY!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,200
Sqft
0 ac
Lot size
1
Garage
1988
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,639 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,639/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.6%
$/sqft vs PINE RIDGE AT LAKE TARPON VILLAGE
$188 vs $164
Days on market
18 vs 72 typical
Where $188/sqft sits among the 21 homes for sale in PINE RIDGE AT LAKE TARPON VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Ridge At Lake Tarpon
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
Pine Ridge At Lake Tarpon — neighborhood snapshot
Population
2,133
Median age
51
Median income
$54,205
Median home value
$191,000
Avg household
2
Households w/ children
148
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $415K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
11 of 21
PINE RIDGE AT LAKE TARPON VILLAGE have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the TARPON SPRINGS 34688 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 3185 CHARTER CLUB DRIVE UNIT B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$150,000
1281 PINE RIDGE CIRCLE E UNIT B1 · same community
3 bd · 2 ba · 1,185 sqft · $127/sqft · 385 DOM
Sold · Aug ’26$172,000
3113 LAKE PINE WAY UNIT C · same community
2 bd · 2 ba · 1,177 sqft · $146/sqft · 175 DOM
Sold · Dec ’25$217,500
1300 SHADY PINE WAY UNIT B · same community
2 bd · 2 ba · 1,177 sqft · $185/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 3185 CHARTER CLUB DRIVE UNIT B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3185 CHARTER CLUB DRIVE UNIT B — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3185 CHARTER CLUB DRIVE UNIT B FAQs
What would the monthly payment be for 3185 CHARTER CLUB DRIVE UNIT B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,639/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3185 CHARTER CLUB DRIVE UNIT B?+
The most recent tax bill on record (2025) was $653. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tarpon Springs?+
At $225,000, this home is listed about 47% below the Tarpon Springs median of $427,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3185 CHARTER CLUB DRIVE UNIT B?+
East Lake High School (high), Cypress Woods Elementary School (elementary), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TARPON SPRINGS 34688 market on paper
$225,000 is 54% below the TARPON SPRINGS 34688 median of $487,500, and at $188/sqft it sits under the Tarpon Springs average of $274.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
East Lake High School, Cypress Woods Elementary School, Tarpon Springs Middle School — East Lake High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $245,000, now $225,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Dan Tumarkin. MLS #TB8552772.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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