632 SHORE DRIVE, LARGO, FL, 33771
Active16 days on marketListed Sep 28, 2026MLS #TB8552793
About this home
632 SHORE DRIVE
Waterfront Living with Resort-Style Amenities! Welcome to your private waterfront retreat on scenic Allen’s Creek! Property is also listed for sale MLS: TB8483210. (Once lease is executed, the sale listing will be removed) Lease includes lawn care and basic pool care. This beautifully updated 2-bedroom, 2-bath pool home offers the perfect blend of comfort, convenience, and the laid-back Florida lifestyle. Enjoy peaceful water views from the open living spaces, or step through the sliding glass doors to the spacious screened lanai, sparkling solar-heated pool, and private waterfront setting. The updated kitchen features stainless steel appliances, abundant cabinetry, and a charming coffee bar overlooking the water — a perfect spot to enjoy your morning coffee while watching dolphins, manatees, and native Florida birds along the creek. The waterfront primary suite offers multiple closets, including a walk-in closet, and a private en-suite bath. Outdoor living is truly the highlight of this home. Relax poolside, entertain under the screened lanai, or launch a kayak or paddleboard right from your backyard. Allen’s Creek provides access to miles of navigable waterways leading to Tampa Bay, making this an ideal setting for boating, fishing, kayaking, and enjoying Florida’s beautiful waterways. The pool also features app-controlled color-changing lighting for the perfect ambiance during evening swims and gatherings. The home has been thoughtfully updated and is completely move-in ready, with a remodeled interior, newer roof, electrical panel, pool and solar pool heater, hot water heater, HVAC, and seawall. Impact Anderson double-pane windows in most rooms provide added comfort and storm protection. Conveniently located just minutes from Gulf beaches, parks, shopping, dining, and everyday amenities, this exceptional waterfront home offers a rare opportunity to enjoy the Florida lifestyle from the comfort of your own private retreat. Come relax, unwind, and experience waterfront living at its best!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,199
Sqft
0.23 ac
Lot size
1
Garage
1965
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$186 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$186/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Largo actives
$3 vs $222
Days on market
16 vs 69 typical
Where $3/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Keene
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Keene — neighborhood snapshot
Population
1,406
Median age
52
Median income
$74,261
Median home value
$345,400
Avg household
2
Households w/ children
125
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
211 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the LARGO 33771 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 632 SHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$385,500
2945 BROOKFIELD DRIVE · same community
2 bd · 1.5 ba · 1,228 sqft · $314/sqft · 81 DOM
Sold · Jan ’26$305,000
3372 KEENE PARK DRIVE · same community
2 bd · 2.5 ba · 1,075 sqft · $284/sqft · 7 DOM
Sold · Oct ’25$337,500
522 GERSHWIN DRIVE · same community
2 bd · 2 ba · 1,337 sqft · $252/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 632 SHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 632 SHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
632 SHORE DRIVE FAQs
What would the monthly payment be for 632 SHORE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $186/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 632 SHORE DRIVE?+
The listing reports pets: Breed Restrictions, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $3,595, this home is listed about 99% below the Largo median of $281,050. The market section on this page shows how the area is trending.
Which schools are assigned to 632 SHORE DRIVE?+
Belcher Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOFACKER & ASSOCIATES INC · Heather MacNeale. MLS #TB8552793.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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