9138 LOST MILL DRIVE, LAND O LAKES, FL, 34638
Active16 days on marketListed Oct 2, 2026MLS #TB8552856
About this home
9138 LOST MILL DRIVE
Welcome to 9138 Lost Mill Dr! This spacious 5-bedroom, 4-bathroom home is located in the sought-after community of Tierra Del Sol and offers over 3,400 sq. ft. of living space. Designed with both comfort and functionality in mind, the home features a spacious rec room, open living areas, and an abundance of windows that fill the home with natural light. The kitchen is equipped with a gas cooktop and offers plenty of storage throughout the home, making everyday living a breeze. A dedicated laundry room and 2-car garage add to the home’s convenience and functionality. Step outside to enjoy the private pool and fenced backyard, offering a great space to relax or entertain. Conveniently located near schools, shopping, dining, and major roadways, this home has plenty to offer. Call today to schedule your showing!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,404
Sqft
0.22 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$157
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,202 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,202/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.4%
$/sqft vs Land O Lakes actives
$157 vs $201
Days on market
16 vs 53 typical
Where $157/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $412K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
253 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 9138 LOST MILL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$490,000
19028 NARIMORE DRIVE · same community
5 bd · 3 ba · 3,412 sqft · $144/sqft · 111 DOM
Sold · Apr ’26$395,000
9225 SEEGER LANE · same community
4 bd · 2.5 ba · 2,213 sqft · $178/sqft · 35 DOM
Sold · Jan ’26$349,000
18930 NARIMORE DRIVE · same community
4 bd · 2 ba · 1,805 sqft · $193/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 9138 LOST MILL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9138 LOST MILL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9138 LOST MILL DRIVE FAQs
What would the monthly payment be for 9138 LOST MILL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,202/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9138 LOST MILL DRIVE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9138 LOST MILL DRIVE?+
The most recent tax bill on record (2025) was $7,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9138 LOST MILL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $535,000, this home is listed about 27% above the Land O Lakes median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9138 LOST MILL DRIVE?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$535,000 runs 53% above the LAND O LAKES 34638 median — but at 3,404 sqft it's also 65% larger than the typical Land O Lakes listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Matt Gardner. MLS #TB8552856.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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