2325 INDIAN KEY DRIVE, HOLIDAY, FL, 34691
Active12 days on marketListed Oct 6, 2026MLS #TB8552876
About this home
2325 INDIAN KEY DRIVE
Short Sale. Unapproved Short Sale- Please Read: The current list price is intended to cover the mortgage balance, selling expenses, and associated costs, but does not account for any needed repairs. The final value will be determined by an appraisal, which may result in a price adjustment acceptable to the lender. Please make offers accordingly. All offers are subject to lender approval, and the short sale process can take several months. No creative deal structures and no sight-unseen offers. Cash or hard-money financing preferred for this beautifully renovated 4-bedroom, 3-bath home in the gated Key Vista community, featuring a downstairs bonus room ideal for an office or flex space. The home offers new flooring throughout, fresh interior and exterior paint, soaring ceilings, and a spacious primary suite with dual sinks, garden tub, walk-in shower, and an oversized organized walk-in closet. Major updates include new kitchen cabinets and appliances, a 2025 roof, 2023 A/C, and 2024 solar panels. The kitchen and family room open to a fully fenced backyard with plenty of space for entertaining, pets, or outdoor activities. Key Vista offers resort-style amenities including a pool, spa, clubhouse, fitness center, courts, and more, all just minutes from the Gulf and nearby boat ramps.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,395
Sqft
0.13 ac
Lot size
2
Garage
2003
Year built
Two
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,766 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,766/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.7%
$/sqft vs Holiday actives
$152 vs $188
Days on market
12 vs 65 typical
Where $152/sqft sits among the 286 Holiday actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holiday. See the full Holiday guide →
HOLIDAY 34691 — neighborhood snapshot
Population
20,072
Median age
46.3
Median income
$48,387
Median home value
$172,100
Avg household
2.13
Households w/ children
1,689
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holiday market
$233K → $220K
Holiday median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
177 of 286
Holiday actives have cut their price
Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the HOLIDAY 34691 median. See the full Holiday market guide →
Paper trail
This home's history
Reality check
What actually sold near 2325 INDIAN KEY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$420,000
1220 STOVER COURT
5 bd · 3 ba · 2,454 sqft · $171/sqft · 43 DOM
Sold · Jul ’26$490,000
2423 TRIGGERFISH COURT
4 bd · 3 ba · 2,462 sqft · $199/sqft · 14 DOM
Sold · Mar ’26$370,000
2817 NARCISSUS DRIVE
4 bd · 2 ba · 2,195 sqft · $169/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2325 INDIAN KEY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2325 INDIAN KEY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2325 INDIAN KEY DRIVE FAQs
What would the monthly payment be for 2325 INDIAN KEY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,766/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2325 INDIAN KEY DRIVE?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2325 INDIAN KEY DRIVE?+
The most recent tax bill on record (2025) was $2,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2325 INDIAN KEY DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holiday?+
At $365,000, this home is listed about 55% above the Holiday median of $235,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2325 INDIAN KEY DRIVE?+
Gulf Trace Elementary School (elementary), Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Kristen Mendez. MLS #TB8552876.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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