3505 POINSETTA STREET, JACKSONVILLE, FL, 32254
Active35 days on marketListed Oct 2, 2026MLS #TB8552886
About this home
3505 POINSETTA STREET
Welcome to 3505 Poinsetta Street, Jacksonville, FL 32254! This 4-bedroom, 2-bathroom home offers comfortable living space in a convenient West Jacksonville location. Featuring a practical single-story layout, spacious bedrooms, and a functional kitchen and living area, this property is a great opportunity for a homeowner or investor looking for an affordable Jacksonville property. The exterior features low-maintenance siding, a shingle roof, and a sizable 7,928-square-foot lot, providing plenty of outdoor space. The home is situated in the Allendale/Biltmore area, with convenient access to major roadways, shopping, dining, schools, and employment centers throughout West Jacksonville. Public records and prior listings identify the property as a 4-bedroom, 2-bathroom residence with approximately 1,250 square feet of living area. Enjoy convenient access to I-10 and I-295, making commutes around Jacksonville easier, with Downtown Jacksonville and surrounding neighborhoods within reasonable driving distance. Nearby educational options include Paxon School for Advanced Studies and James Weldon Johnson College Preparatory Middle School in the 32254 area.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,050
Sqft
0.18 ac
Lot size
1949
Year built
One
Levels
$95
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,074 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,074/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−55.1%
$/sqft vs Jacksonville actives
$95 vs $173
Days on market
35 vs 39 typical
Where $95/sqft sits among the 158 Jacksonville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Allendale
Get to know Jacksonville. See the full Jacksonville guide →
Allendale — neighborhood snapshot
Population
2,175
Median age
37
Median income
$47,543
Median home value
$82,959
Avg household
3
Households w/ children
327
For the school run
Duval County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jacksonville market
$310K → $336K
Jacksonville median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
79 of 158
Jacksonville actives have cut their price
Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the JACKSONVILLE 32254 median. See the full Jacksonville market guide →
Paper trail
This home's history
Reality check
What actually sold near 3505 POINSETTA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$135,000
3055 LOWELL AVENUE
4 bd · 2 ba · 1,484 sqft · $91/sqft · 11 DOM
Sold · Jul ’26$312,000
3460 MILDRED WAY
4 bd · 3 ba · 1,958 sqft · $159/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 3505 POINSETTA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3505 POINSETTA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3505 POINSETTA STREET FAQs
What would the monthly payment be for 3505 POINSETTA STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,074/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3505 POINSETTA STREET?+
The most recent tax bill on record (2025) was $2,209. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Jacksonville?+
At $99,950, this home is listed about 66% below the Jacksonville median of $289,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3505 POINSETTA STREET?+
Biltmore Elementary School (elementary), William M. Raines High School (high), Lake Shore Middle School (middle) — Duval County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MERIDIAN RESIDE · Terry Connors, II. MLS #TB8552886.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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