CENTURY 21 Edge
$333,5002 bd1 ba885 sqft$377 /sqft≈$2,846 /mo all-in ↓

3184 11TH AVENUE N, ST PETERSBURG, FL, 33713

Active0 days on marketListed Sep 29, 2026MLS #TB8552984

✦ Priced 19% below the ST PETERSBURG 33713 medianSingle Family ResidenceFLORAL VILLA ESTATES REP

About this home

3184 11TH AVENUE N

CHARMING BUNGALOW WITH AN UPDATED KITCHEN AND GREAT LOCATION! Welcome to this inviting two-bedroom, one-bath bungalow offering classic character, comfortable living spaces and thoughtful updates. A welcoming front porch sets the tone, while the attached one-car garage provides added convenience. Step inside to a bright, open living area where the beautifully updated kitchen flows seamlessly into the living room, creating an easy layout for everyday living and entertaining. The kitchen features crisp white cabinetry, quartz countertops and stainless steel appliances for a clean, modern look. Out back, a large screen-enclosed patio expands the living space and provides a comfortable spot to relax or entertain. Conveniently located near shopping, restaurants and everyday amenities, with Downtown St. Petersburg and the Gulf Beaches just a short drive away. A charming home with modern updates, inviting outdoor space and a location that puts some of the area’s most popular destinations within easy reach!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

885

Sqft

0.14 ac

Lot size

1

Garage

1947

Year built

One

Levels

$377

Per sqft

Garden view

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Kitchen/Family Room Combo · Solid Surface Counters · Stone Counters · Thermostat
LaundryIn Garage · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShake
ConstructionWood Frame
FoundationSlab
ViewGarden
FacesNorthwest
ParkingDriveway · Garage Door Opener
ExteriorGarden · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sidewalk

Community & fees

Taxes (2025)$6,897/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,846 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,963
FHA mortgage insurance (est.)$148
Property tax — 2025 actual bill$575
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,673Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,673
Interest rate6.00%
Loan term

Estimated payment

$2,846/mo

Principal & interest$1,963
FHA mortgage insurance (est.)$148
Property taxes (actual bill)$575
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $334K
$293KedgeAI estimate $333,469 · range $305K–$351K$365K

vs edgeAI estimate

Right at the estimate

Days on market

0 vs 51 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Kenwood

Drive times from this address

Downtown Tampa≈ 26 min
Tampa Int’l Airport (TPA)≈ 26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

North Kenwood — neighborhood snapshot

Population

2,606

Median age

43

Median income

$68,755

Median home value

$308,271

Avg household

2

Households w/ children

256

For the school run

Pinellas County School District

HighSt. Petersburg High School★★★★★
ElementaryWoodlawn Elementary School★★★★★
MiddleJohn Hopkins Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the ST PETERSBURG 33713 median. See the full St Petersburg market guide →

Paper trail

This home's history

Sep 29, 2026Listed at $333,500 · 0 days on market since
1947Built · FLORAL VILLA ESTATES REP

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3184 11TH AVENUE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3184 11TH AVENUE N — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3184 11TH AVENUE N FAQs

What would the monthly payment be for 3184 11TH AVENUE N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,846/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3184 11TH AVENUE N?+

The most recent tax bill on record (2025) was $6,897. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $333,500, this home is listed about 20% below the St Petersburg median of $415,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3184 11TH AVENUE N?+

St. Petersburg High School (high), Woodlawn Elementary School (elementary), John Hopkins Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST PETERSBURG 33713 market on paper

$333,500 is 19% below the ST PETERSBURG 33713 median of $412,450.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Listed today in a St Petersburg market that averages 51 — if it fits, move quickly.

Listing courtesy of REALTY EXPERTS · Meredith Johnson. MLS #TB8552984.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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