102 11TH AVENUE, ST PETE BEACH, FL, 33706
Active6 days on marketListed Oct 6, 2026MLS #TB8553140
About this home
102 11TH AVENUE
TRIPLEX with exceptional investment opportunities! Welcome to this impeccably maintained, move-in ready mid-century gem! This unique property, officially a triplex, offers a main house, a two-bedroom apartment over the garage, and a newly built ground-floor bonus one bed/bath guest suite. The main house features two bedrooms and one bath, with porcelain tile floors throughout and original wood ceilings in the versatile Florida room, perfect as a den, dining, or family room. The updated kitchen retains the home’s charming character, providing ample space for family gatherings and entertaining. The 2nd floor garage apartment includes two bedrooms and one bath, a sunroom with abundant natural light, and stunning views of the Bay. Recent renovations created a large two car garage, laundry room, and a ground-floor guest suite, including a large bathroom with walk-in shower, kitchenette, and bedroom. The renovation also replaced all wiring, raised the garage and lower apartment floors with slab cement, replaced the property’s main sewer line, and added two mini-split systems for efficient cooling. Lovingly maintained by the same family for 21 years, the property has seen numerous respectful modifications, including two new central HVAC systems, three new raised hot water heaters in the garage, and new roof with solar panels installed in 2022 for minimal power bills. The front and back patios are graded and surrounded by native plantings, featuring an outdoor shower and a tiled table and benches for entertaining. Both apartments boast new southern windows, porcelain tile floors and LVT flooring upstairs, adding to the property’s charm and character. Nestled on a quaint street in Pass-a-Grille Beach, this home is just one block from the beach, Merry Pier, Historical Museum, and a short walk to shops and restaurants. Come soak up the sun, and enjoy the white sandy Gulf beaches and breathtaking sunsets. Don’t miss this opportunity to call this beautiful property your home!
Facts & features
The home at a glance
0
Bedrooms
2,088
Sqft
0.11 ac
Lot size
2
Garage
1950
Year built
Two
Levels
$766
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,102 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,102/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Pete Beach actives
$766 vs $483
Days on market
6 vs 96 typical
Where $766/sqft sits among the 158 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pass-a-grille Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Pass-a-grille Beach — neighborhood snapshot
Population
824
Median age
61
Median income
$106,407
Median home value
$748,033
Avg household
2
Households w/ children
66%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $553K
St Pete Beach median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
82 of 158
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 248% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 102 11TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,500,000
108 5TH AVENUE · same community
4 bd · 2 ba · 2,084 sqft · $720/sqft · 356 DOM
Sold · Jun ’26$1,750,000
106 5TH AVENUE · same community
3 bd · 2.5 ba · 2,181 sqft · $802/sqft · 147 DOM
Sold · Apr ’26$3,150,000
107 10TH AVENUE · same community
3 bd · 2.5 ba · 2,286 sqft · $1,378/sqft · 201 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 102 11TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 102 11TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
102 11TH AVENUE FAQs
What would the monthly payment be for 102 11TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,102/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 102 11TH AVENUE?+
The most recent tax bill on record (2024) was $8,505. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Pete Beach?+
At $1,600,000, this home is listed about 196% above the St Pete Beach median of $539,900. The market section on this page shows how the area is trending.
Which schools are assigned to 102 11TH AVENUE?+
Bay Point Middle School (middle), Boca Ciega High School (high), Azalea Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,600,000 runs 248% above the ST PETE BEACH 33706 median — but at 2,088 sqft it's also 66% larger than the typical St Pete Beach listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a St Pete Beach market that averages 96 — if it fits, move quickly.
04Strong assigned schools
Bay Point Middle School, Boca Ciega High School, Azalea Elementary School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Fay Ellen Steelnack. MLS #TB8553140.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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