10495 LONGWOOD DRIVE, LARGO, FL, 33777
Active24 days on marketListed Sep 29, 2026MLS #TB8553149
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Upcoming open house
Sat, Oct 24
11:00 AM – 1:00 PM
About this home
10495 LONGWOOD DRIVE
INVESTORS, RENOVATORS & VALUE-SEEKERS, THIS IS THE OPPORTUNITY YOU'VE BEEN WAITING FOR! Offered at just $419,900, this Seminole property is priced to create immediate attention and offers tremendous upside for the buyer with vision. Bring your contractor, your imagination and your calculator! This is your chance to purchase a home in an established neighborhood where nearby properties are currently being offered at substantially higher prices, including an updated home next door offered at $659,900 and another nearby property offered at $599,000. This home is being sold as a FIXER-UPPER / HANDYMAN SPECIAL and is priced accordingly. No pretending it's something it isn't. It needs updating and improvement, but that's exactly where the opportunity lies. Renovate it, modernize it and potentially unlock significant value. Whether you're an investor looking for your next project, a contractor searching for an opportunity, or an owner-occupant willing to put in some sweat equity, 10495 Longwood Drive deserves your immediate attention. At $419,900, the seller has priced this property with one objective: GET IT SOLD. Properties with this kind of price differential don't come along every day. Seller's loss can be your gain. Bring your best offer, your renovation ideas and your vision, because at this price, we expect buyers to take notice quickly. CASH, RENOVATION LOAN & CONVENTIONAL BUYERS, COME TAKE A LOOK. Opportunity is knocking at 10495 Longwood Drive.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,764
Sqft
0.18 ac
Lot size
2
Garage
1982
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,164 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,164/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.2%
$/sqft vs Largo actives
$238 vs $218
Days on market
24 vs 53 typical
Where $238/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33777 — neighborhood snapshot
Population
18,276
Median age
46.7
Median income
$88,680
Median home value
$298,500
Avg household
2.48
Households w/ children
1,641
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
211 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the LARGO 33777 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 10495 LONGWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$610,000
10425 LONGWOOD DRIVE · same community
3 bd · 2 ba · 2,063 sqft · $296/sqft · 175 DOM
Sold · Oct ’25$360,000
8528 IRIS AVE
3 bd · 2 ba · 1,758 sqft · $205/sqft · 70 DOM
Sold · Apr ’26$420,000
8808 90TH WAY N
3 bd · 2 ba · 1,607 sqft · $261/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 10495 LONGWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10495 LONGWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10495 LONGWOOD DRIVE FAQs
What would the monthly payment be for 10495 LONGWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,164/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10495 LONGWOOD DRIVE?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10495 LONGWOOD DRIVE?+
The most recent tax bill on record (2025) was $8,043. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10495 LONGWOOD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $419,900, this home is listed about 50% above the Largo median of $279,950. The market section on this page shows how the area is trending.
Which schools are assigned to 10495 LONGWOOD DRIVE?+
Osceola Middle School (middle), Starkey Elementary School (elementary), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$419,900 runs 53% above the LARGO 33777 median — but at 1,764 sqft it's also 47% larger than the typical Largo listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Osceola Middle School, Starkey Elementary School, Pinellas Park High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS · Bob Dean. MLS #TB8553149.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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