2440 S SHORE DRIVE SE, ST PETERSBURG, FL, 33705
Active6 days on marketListed Oct 15, 2026MLS #TB8553154
About this home
2440 S SHORE DRIVE SE
Welcome to waterfront living in the highly desirable Tropical Shores neighborhood, just minutes from vibrant Downtown St. Petersburg! This beautifully updated 3-bedroom, 2-bath pool home with a 2-car garage combines Mid-Century Modern character with extensive recent improvements and exceptional boating access. From the moment you arrive, you’ll appreciate the inviting curb appeal, circular driveway, and natural Florida landscaping. Inside, polished terrazzo flooring complements the open, easy-flowing layout and desirable split-bedroom floor plan. The beautifully updated kitchen features custom cabinetry, quartz countertops, new appliances, a stainless steel exhaust hood, and generous pantry storage. The spacious primary suite embraces the waterfront setting with beautiful water views, direct access to the pool and patio, a custom-designed closet, and an updated en-suite bath featuring a walk-in shower with an overhead rainfall fixture. The generously sized second bedroom also offers water views, two closets, and a distinctive epoxy concrete floor. Additional improvements include custom closets throughout. Step outside to a backyard designed for the Florida lifestyle. The pool area features a newly resurfaced pool deck, pool filtration system and heater, plus PGT impact-rated sliding glass doors opening directly to the pool deck. Low-maintenance artificial turf completes the backyard and provides an attractive transition from the pool to the water. For boating enthusiasts, this property truly stands out. A NEW seawall complements the custom-designed, Trex-surfaced dock equipped with a 12,000-lb Neptune boat lift and updated dock and lift electrical. Enjoy deep, protected sailboat water with quick access to the open waters of Tampa Bay, plus impressive views of the Downtown St. Petersburg skyline right from your own backyard. Additional features include a concrete tile roof and newer A/C system. Located in Tropical Shores, a sought-after neighborhood known for its waterfront setting, proximity to Lassing Park, and easy access to Downtown St. Petersburg, this is an exceptional opportunity to enjoy the St. Petersburg waterfront lifestyle without sacrificing the convenience of being close to the heart of the city. Whether you're heading out by boat for a day on Tampa Bay, relaxing poolside, or enjoying the Downtown skyline from your own backyard, this home delivers the Florida lifestyle buyers come to St. Petersburg to find.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,554
Sqft
0.17 ac
Lot size
2
Garage
1955
Year built
One
Levels
$769
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,660 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,660/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+102.9%
$/sqft vs St Petersburg actives
$769 vs $324
Days on market
6 vs 66 typical
Where $769/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tropical Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Tropical Shores — neighborhood snapshot
Population
512
Median age
48
Median income
$175,172
Median home value
$491,100
Avg household
3
Households w/ children
25%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
232 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 279% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2440 S SHORE DRIVE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$825,000
2540 S SHORE DRIVE SE · same community
3 bd · 3 ba · 2,209 sqft · $373/sqft · 97 DOM
Sold · Dec ’25$2,565,000
2501 SUNRISE DRIVE SE · same community
3 bd · 3 ba · 2,824 sqft · $908/sqft · 37 DOM
Sold · Jul ’26$3,300,000
360 26TH AVENUE SE · same community
3 bd · 3.5 ba · 3,838 sqft · $860/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2440 S SHORE DRIVE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2440 S SHORE DRIVE SE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2440 S SHORE DRIVE SE FAQs
What would the monthly payment be for 2440 S SHORE DRIVE SE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,660/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2440 S SHORE DRIVE SE?+
The most recent tax bill on record (2025) was $6,382. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $1,195,000, this home is listed about 182% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2440 S SHORE DRIVE SE?+
Lakewood Elementary School (elementary), John Hopkins Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,195,000 runs 279% above the ST PETERSBURG 33705 median — but at 1,554 sqft it's also 18% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 6 days on market in a St Petersburg market that averages 66 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Alex Plotkin. MLS #TB8553154.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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