ARNAZ DRIVE, MULBERRY, FL, 33860
Active17 days on marketListed Oct 8, 2026MLS #TB8553304
About this home
ARNAZ DRIVE
Build your vision on this approximately 0.22-acre waterfront lot in Mulberry, Florida, offering a peaceful setting along a lake and the opportunity to enjoy a quieter, less urban lifestyle. Surrounded by the natural beauty of Central Florida, the property is conveniently located between Lakeland and the Tampa Bay area, providing a balance of tranquility and accessibility. Enjoy easy access to nearby parks, lakes, trails, and other outdoor recreation, while Lakeland is close by for everyday shopping, dining, and amenities. Tampa and the surrounding Tampa Bay area are also within reasonable driving distance for employment, entertainment, shopping, and larger-city conveniences. Whether you're looking to build a home in a more relaxed setting or secure a waterfront piece of Central Florida, this lot offers an appealing combination of lakefront surroundings, outdoor recreation, and convenient access to nearby communities.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$276 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$276/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Imperial Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
Imperial Lakes — neighborhood snapshot
Population
5,339
Median age
39
Median income
$78,610
Median home value
$285,515
Avg household
3
Households w/ children
616
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$300K → $307K
Mulberry median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% below the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near ARNAZ DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$72,500
406 NW 7TH STREET
1 bd · 1 ba · 616 sqft · $118/sqft · 147 DOM
Sold · Sep ’26$104,000
2565 4TH STREET
2 bd · 1 ba · 698 sqft · $149/sqft · 97 DOM
Sold · Mar ’26$59,999
3345 OAK MEADOWS DRIVE
2 bd · 2 ba · 784 sqft · $77/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about ARNAZ DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for ARNAZ DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
ARNAZ DRIVE FAQs
What would the monthly payment be for ARNAZ DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $276/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ARNAZ DRIVE?+
The most recent tax bill on record (2025) was $74. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Mulberry?+
At $15,000, this home is listed about 95% below the Mulberry median of $305,000. The market section on this page shows how the area is trending.
Which schools are assigned to ARNAZ DRIVE?+
James W. Sikes Elementary School (elementary), Mulberry Senior High School (high), Mulberry Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of EXP REALTY LLC · Jeffrey Borham, PA. MLS #TB8553304.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Mulberry homes, in your inbox
Like ARNAZ DRIVE but not quite? A daily digest of every new listing in Mulberry — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Cindy to ping you on any price or status change →