4009 N CENTRAL AVENUE, TAMPA, FL, 33603
Active13 days on marketListed Sep 30, 2026MLS #TB8553320
About this home
4009 N CENTRAL AVENUE
Virtually Staged. This 3-bedroom 2-bathroom home is located in a nice and quiet area between Seminole Heights and Tampa Heights. The home is located just a few blocks from Hillsborough High School and I-275, and is about a 5-minute drive to downtown Tampa. Many shops and restaurants are located nearby. The home has large rooms, a fneced backyard with a concrete pad, spacious covered front porch, ceiling fans, window treatments, etc. The primary bedroom has a private bathroom and spacious closet, and the kitchen has a new butcher's block countertop. The A/C was just replaced this summer and is virtually brand new. This home has lots of potential in a neighborhood where updated homes typically sell above $400K. Please note that photos with furniture in them have been virtually staged.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,392
Sqft
0.15 ac
Lot size
1926
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,568 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,568/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18%
$/sqft vs Tampa actives
$215 vs $289
Days on market
13 vs 64 typical
Where $215/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Seminole Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Old Seminole Heights — neighborhood snapshot
Population
15,847
Median age
36
Median income
$82,239
Median home value
$319,341
Avg household
3
Households w/ children
1,767
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
223 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the TAMPA 33603 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4009 N CENTRAL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$585,000
2303 N JEFFERSON STREET
3 bd · 2.5 ba · 1,415 sqft · $413/sqft · 113 DOM
Sold · Feb ’26$435,000
2308 N 13TH STREET
2 bd · 2.5 ba · 1,454 sqft · $299/sqft · 92 DOM
Sold · May ’26$885,000
2507 N RIDGEWOOD AVENUE
3 bd · 2 ba · 1,459 sqft · $607/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 4009 N CENTRAL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4009 N CENTRAL AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4009 N CENTRAL AVENUE FAQs
What would the monthly payment be for 4009 N CENTRAL AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,568/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4009 N CENTRAL AVENUE?+
The most recent tax bill on record (2025) was $6,120. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $299,900, this home is listed about 31% below the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4009 N CENTRAL AVENUE?+
Sligh Middle School (middle), Foster Elementary School (elementary), Hillsborough High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of INVESTORS CHOICE REALTY GROUP · Robert Matthews. MLS #TB8553320.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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