408 W HERRING STREET, PLANT CITY, FL, 33563
Active36 days on marketListed Oct 2, 2026MLS #TB8553347
About this home
408 W HERRING STREET
Welcome to this charming 1925 home located in the Plant City Historic District, where historic character meets fresh, modern updates. Offering more than 2,100 square feet of living space, this home provides plenty of room to spread out while maintaining the warmth and architectural appeal that make homes of this era so special. Recent improvements include two new A/C units, fresh interior paint, new luxury vinyl plank flooring throughout the first level, and new carpet upstairs. The updated kitchen features new cabinetry, countertops and appliances, creating a fresh and functional space ready for its new owners. The spacious floor plan offers multiple living and entertaining areas along with the flexibility today's buyers are looking for. Outside, the property sits on approximately a quarter-acre lot with mature surroundings and a detached two-car garage providing additional parking and storage. Enjoy a prime location near downtown Plant City, shopping, dining and the famous Florida Strawberry Festival, with convenient access to I-4 connecting you to Tampa, Orlando, Walt Disney World and Florida's Gulf Coast beaches. With its combination of historic charm, generous living space, thoughtful updates and a convenient location, this is a wonderful opportunity to own a piece of Plant City history.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,176
Sqft
0.23 ac
Lot size
2
Garage
1925
Year built
Two
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,975 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,975/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.4%
$/sqft vs Plant City actives
$159 vs $203
Days on market
36 vs 43 typical
Where $159/sqft sits among the 289 Plant City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plant City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
PLANT CITY 33563 — neighborhood snapshot
Population
25,896
Median age
37.9
Median income
$60,131
Median home value
$226,900
Avg household
2.65
Households w/ children
3,030
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$351K → $346K
Plant City median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
164 of 289
Plant City actives have cut their price
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the PLANT CITY 33563 median. See the full Plant City market guide →
Paper trail
This home's history
Reality check
What actually sold near 408 W HERRING STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$283,000
507 N THOMAS STREET · same community
3 bd · 2 ba · 1,756 sqft · $161/sqft · 220 DOM
Sold · Jun ’26$284,500
509 N WALKER STREET · same community
2 bd · 2 ba · 1,694 sqft · $168/sqft · 63 DOM
Sold · May ’26$285,000
504 N WALKER STREET · same community
3 bd · 1 ba · 1,179 sqft · $242/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 408 W HERRING STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 408 W HERRING STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
408 W HERRING STREET FAQs
What would the monthly payment be for 408 W HERRING STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,975/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 408 W HERRING STREET?+
The most recent tax bill on record (2025) was $3,530. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 408 W HERRING STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Plant City?+
At $345,000, this home is listed about 13% below the Plant City median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 408 W HERRING STREET?+
Burney Elementary School (elementary), Marshall Middle Magnet School (middle), Plant City High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$345,000 runs 11% above the PLANT CITY 33563 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $349,000, now $345,000 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Jenny Roche. MLS #TB8553347.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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