CENTURY 21 Edge
$126,9002 bd1 ba899 sqft$141 /sqft≈$1,642 /mo all-in ↓

205 POINSETTIA PINE COURT UNIT 201, TAMPA, FL, 33612

Active39 days on marketListed Sep 29, 2026MLS #TB8553474

✦ Priced 58% below the TAMPA 33612 medianCondominiumRENAISSANCE VILLAS CONDO

About this home

205 POINSETTIA PINE COURT UNIT 201

UPDATED 2-BEDROOM CONDO IN GATED RENAISSANCE VILLAS — Welcome to this move-in-ready 2-bedroom, 1-bath upstairs condo offering 899 square feet in the gated Renaissance Villas community. This home has been refreshed with luxury vinyl plank flooring throughout, fresh interior paint, and granite countertops in both the kitchen and bathroom. The kitchen features ample white cabinetry, granite countertops, and stainless-steel appliances, with convenient access to the private back porch. All appliances, including the washer and dryer, convey with the sale. Step outside and enjoy one of the property's most unique features—a mature avocado tree loaded with fruit, with branches conveniently within reach from the back porch. The community has also benefited from significant recent improvements. All buildings were termite-tented earlier this year, and the roofs were replaced less than three years ago. Renaissance Villas is a gated community approximately 3 miles from USF and conveniently located near downtown Tampa, with easy access to shopping, dining, entertainment, and major roadways. Everything you need is already here—updated, move-in ready, gated, and conveniently located in Tampa. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

899

Sqft

0.02 ac

Lot size

1975

Year built

One

Levels

$141

Per sqft

Pets allowed

Inside

FlooringOther
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSouth
ParkingOpen
ExteriorOther

Community & fees

HOA fee$424/mo
Taxes (2025)$1,572/yr
PetsBreed Restrictions, Yes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,642 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$871
FHA mortgage insurance (est.)$56
Property tax — 2025 actual bill$131
Condo fee — from the listing$424
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,442Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,442
Interest rate7.50%
Loan term

Estimated payment

$1,642/mo

Principal & interest$871
FHA mortgage insurance (est.)$56
Property taxes (actual bill)$131
HOA / condo fee$424
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $127K
$106KedgeAI estimate $119,382 · range $110K–$131K$137K

vs edgeAI estimate

+6.3%

$/sqft vs RENAISSANCE VILLAS CONDO

$141 vs $122

Days on market

39 vs 55 typical

Where $141/sqft sits among the 7 homes for sale in RENAISSANCE VILLAS CONDO

2
0
1
2
0
2 · this home
$100–107$107–114$114–121$121–127$127–134$134+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Magdalene

Drive times from this address

Downtown Tampa≈ 13 min
Tampa Int’l Airport (TPA)≈ 24 min
Walt Disney World≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Lake Magdalene — neighborhood snapshot

Population

31,792

Median age

42

Median income

$91,309

Median home value

$379,510

Avg household

2

Households w/ children

3,377

For the school run

Hillsborough County School District

ElementaryLake Magdalene Elementary School★★★★★
HighChamberlain High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$410K → $425K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

4 of 7

RENAISSANCE VILLAS CONDO have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% below the TAMPA 33612 median. See the full Tampa market guide →

Paper trail

This home's history

Sep 29, 2026Listed at $126,900 · 39 days on market since
1975Built · RENAISSANCE VILLAS CONDO

Reality check

What actually sold near 205 POINSETTIA PINE COURT UNIT 201

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

203 PINE VIOLET COURT UNIT 202Sold · Jan ’26

$105,000

203 PINE VIOLET COURT UNIT 202 · same community

2 bd · 1 ba · 899 sqft · $117/sqft · 192 DOM

201 PINE VIOLET COURT UNIT 202Sold · Jan ’26

$123,000

201 PINE VIOLET COURT UNIT 202 · same community

2 bd · 1 ba · 899 sqft · $137/sqft · 149 DOM

313 OAK ROSE LANE UNIT 101Sold · May ’26

$110,000

313 OAK ROSE LANE UNIT 101 · same community

2 bd · 1 ba · 899 sqft · $122/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derrion White

Your agent

Derrion White

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 205 POINSETTIA PINE COURT UNIT 201 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 205 POINSETTIA PINE COURT UNIT 201 — before you fall in love.

See it in person

Schedule a tour

Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

205 POINSETTIA PINE COURT UNIT 201 FAQs

What would the monthly payment be for 205 POINSETTIA PINE COURT UNIT 201?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,642/mo — principal and interest, the actual property-tax bill, the $424/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 205 POINSETTIA PINE COURT UNIT 201?+

The association fee works out to $424 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 205 POINSETTIA PINE COURT UNIT 201?+

The most recent tax bill on record (2025) was $1,572. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 205 POINSETTIA PINE COURT UNIT 201?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $126,900, this home is listed about 70% below the Tampa median of $429,900. The market section on this page shows how the area is trending.

Which schools are assigned to 205 POINSETTIA PINE COURT UNIT 201?+

Lake Magdalene Elementary School (elementary), Chamberlain High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MAMMOTH REALTY, LLC · Varghese Mammen. MLS #TB8553474.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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205 Poinsettia Pine Court Unit 201, Tampa, FL — for Sale