4940 TOBERMORY WAY, BRADENTON, FL, 34211
Active25 days on marketListed Sep 30, 2026MLS #TB8553535
About this home
4940 TOBERMORY WAY
Nestled along a tranquil waterfront setting in the gated enclave of Rosedale, this refined single-story sanctuary offers 2 bedrooms, 2 bathrooms, a den, a 2-car garage, and 1,993 square feet of thoughtfully curated living space. Showcasing exceptional care and pristine curb appeal, an expansive paver driveway framed by mature palms guides you to a sheltered entrance. Step inside to a light-filled foyer defined by large-format tile flooring, multi-layered crown molding, and a graceful archway. The heart of the home unfolds into an expansive great room where a striking double tray ceiling with dark wood shiplap paneling anchors the space. Seamlessly integrated, the chef-inspired kitchen showcases two-tone cabinetry, a custom wood range hood, pristine quartz countertops, a detailed mosaic tile backsplash, and a central island with bar seating. Wide glass sliders draw your eye outward to an outdoor retreat—a screen-enclosed lanai with newly sealed pavers (2026) and a pool powered by a new pool pump and cascading fountain feature (2026), all framing tranquil water views and a dense foliage backdrop. The primary suite offers a serene escape complete with double lake-facing windows, direct patio access, a custom walk-in closet, and a spa-inspired en-suite bath with a dual vanity, dark granite counters, a deep soaking tub, and a frameless travertine walk-in shower. s. A new AC system(2025) effortlessly keeps the entire interior comfy year-round. Residents of Rosedale enjoy 24-hour guarded gate security, internet, and grounds maintenance, along with access to a resort pool, fitness center, tennis courts, and golf options. Schedule your private tour today to experience this waterfront lifestyle firsthand!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,999
Sqft
0.21 ac
Lot size
2
Garage
2014
Year built
One
Levels
$313
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,139 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,139/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.4%
$/sqft vs ROSEDALE ADD PH I
$313 vs $285
Days on market
25 vs 63 typical
Where $313/sqft sits among the 7 homes for sale in ROSEDALE ADD PH I
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Rosedale
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Rosedale — neighborhood snapshot
Population
1,656
Median age
65
Median income
$143,300
Median home value
$556,100
Avg household
3
Households w/ children
93%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
1 of 7
ROSEDALE ADD PH I have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4940 TOBERMORY WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$625,000
5011 TOBERMORY WAY · same community
2 bd · 2 ba · 1,986 sqft · $315/sqft · 12 DOM
Sold · Aug ’26$410,000
10111 MALACHITE DRIVE · same community
2 bd · 2 ba · 1,908 sqft · $215/sqft · 64 DOM
Sold · Mar ’26$745,000
4776 ROYAL DORNOCH CIRCLE · same community
3 bd · 3 ba · 2,145 sqft · $347/sqft · 141 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4940 TOBERMORY WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4940 TOBERMORY WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4940 TOBERMORY WAY FAQs
What would the monthly payment be for 4940 TOBERMORY WAY?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,139/mo — principal and interest, the actual property-tax bill, the $137/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4940 TOBERMORY WAY?+
The association fee works out to $137 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4940 TOBERMORY WAY?+
The most recent tax bill on record (2025) was $8,097. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4940 TOBERMORY WAY?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $625,000, this home is listed about 60% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4940 TOBERMORY WAY?+
Lakewood Ranch High School (high), Dr Mona Jain Middle School (middle), Braden River Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$625,000 runs 60% above the BRADENTON 34211 median — but at 1,999 sqft it's also 28% larger than the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lakewood Ranch High School, Dr Mona Jain Middle School, Braden River Elementary School — Lakewood Ranch High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Eric Dungy. MLS #TB8553535.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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