CENTURY 21 Edge
$590,0001 bd1 ba714 sqft$826 /sqft≈$4,623 /mo all-in ↓

50 GULF BOULEVARD UNIT 313, INDIAN ROCKS BEACH, FL, 33785

Active0 days on marketListed Oct 14, 2026MLS #TB8553539

✦ Priced 28% below the INDIAN ROCKS BEACH 33785 medianWaterfrontFully furnishedCondominiumFIFTY GULFSIDE CONDO

About this home

50 GULF BOULEVARD UNIT 313

The Narrows is a unique stretch of Indian Rocks Beach, where the island narrows between the GULF on one side and the INTRACOASTAL on the other. This WEST-FACING, TOP-FLOOR, BEACHFRONT one-bedroom, one-bath condo sits on the Gulf side with a BEACH VIEW, putting you in a front-row spot for evening sunsets over the water. The condo is being sold FULLY FURNISHED and TURNKEY, ready for personal use or short-term rental. Inside, you'll find GRANITE COUNTERTOPS, a WALK-IN SHOWER, and a comfortable one-bedroom layout. The AIR CONDITIONER, HOT WATER HEATER, and SLIDER DOORS were replaced in 2023, and the entire condo was painted that same year. New TVs, full-size mattresses, pillows, furnishings, and décor were also added. The community offers a POOL, RESERVED PARKING, and ON-SITE PROPERTY MANAGEMENT. SHORT-TERM RENTALS ARE ALLOWED WITH A FIVE-NIGHT MINIMUM, giving you the flexibility to use the condo yourself, rent it when you're away, or do both. With the condo already furnished and equipped, it is ready for its next guest or owner. Gulf Boulevard gives you plenty to do without going far. Grab coffee at Grove Surf Cafe, pick up something sweet at Kooky Coconut, or head out for dinner at Guppy's on the Beach or The Original Crabby Bill's. The Indian Rocks Beach Nature Preserve is nearby for a walk along the mangroves and Intracoastal, and the Suncoast Beach Trolley makes it easy to explore the neighboring beach communities. When you need to travel farther, St. Pete-Clearwater International Airport is about 20–25 minutes away and Tampa International Airport is roughly 40 minutes, making the beach an easy destination for weekend trips and longer stays. TOP-FLOOR. WEST-FACING. BEACHFRONT. GULF VIEW. FULLY FURNISHED. TURNKEY. POOL. RESERVED PARKING. ON-SITE MANAGEMENT. FIVE-NIGHT MINIMUM RENTALS. Everything is in place. Bring your suitcase, head to the beach, and enjoy Indian Rocks Beach.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

714

Sqft

0 ac

Lot size

1972

Year built

One

Levels

$826

Per sqft

WaterfrontWater viewFurnished

Inside

FlooringTile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Elevator · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Stone Counters · Thermostat · Window Treatments
LaundryCommon Area · Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMembrane
ConstructionConcrete
FoundationSlab
ViewWater
FacesEast
ParkingOn Street · Reserved
ExteriorBalcony · Lighting

Community & fees

HOA fee$663/mo
Taxes (2025)$4,744/yr
PetsNo
CommunityFishing · Gulf/Ocean Front · Intracoastal Waterway · Water Access · Waterfront · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,623 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property tax — 2025 actual bill$395
Condo fee — from the listing$663
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,000
Interest rate6.00%
Loan term

Estimated payment

$4,623/mo

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property taxes (actual bill)$395
HOA / condo fee$663
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $590K
$261KedgeAI estimate $302,619 · range $272K–$333K$614K

vs edgeAI estimate

+95%

Days on market

0 vs 111 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Rocks

Drive times from this address

Downtown Tampa≈ 39 min
Tampa Int’l Airport (TPA)≈ 39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →

Indian Rocks — neighborhood snapshot

Population

3,655

Median age

59

Median income

$104,994

Median home value

$687,925

Avg household

2

Households w/ children

160

For the school run

Pinellas County School District

ElementaryAnona Elementary School★★★★★
MiddleSeminole Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Rocks Beach market

Seller’s marketLeans buyer — 7.2 months of inventoryBuyer’s market

$950K → $725K

Indian Rocks Beach median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →

Paper trail

This home's history

Oct 14, 2026Listed at $590,000 · 0 days on market since
1972Built · FIFTY GULFSIDE CONDO

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 50 GULF BOULEVARD UNIT 313 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 50 GULF BOULEVARD UNIT 313 — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

50 GULF BOULEVARD UNIT 313 FAQs

What would the monthly payment be for 50 GULF BOULEVARD UNIT 313?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,623/mo — principal and interest, the actual property-tax bill, the $663/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 50 GULF BOULEVARD UNIT 313?+

The association fee works out to $663 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 50 GULF BOULEVARD UNIT 313?+

The most recent tax bill on record (2025) was $4,744. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 50 GULF BOULEVARD UNIT 313?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Rocks Beach?+

At $590,000, this home is listed about 28% below the Indian Rocks Beach median of $824,500. The market section on this page shows how the area is trending.

Which schools are assigned to 50 GULF BOULEVARD UNIT 313?+

Anona Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the INDIAN ROCKS BEACH 33785 market on paper

$590,000 is 28% below the INDIAN ROCKS BEACH 33785 median of $815,000.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $663/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Listed today in a Indian Rocks Beach market that averages 111 — if it fits, move quickly.

05Strong assigned schools

Anona Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Anona Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KINEST REALTY · Stephanie Person. MLS #TB8553539.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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