115 99TH AVENUE, TREASURE ISLAND, FL, 33706
Active20 days on marketListed Oct 1, 2026MLS #TB8553708
About this home
115 99TH AVENUE
Virtually Staged. Rental Ready Legal Airbnb Triplex with Waterviews. Ready for our upcoming tourist season. Three rentable units under one roof. The 2 story main house is beautifully appointed with elevated coastal charm. Newly remodeled with an open floor plan with French doors to the patio, spacious living room, sunroom, sparkling kitchen with breakfast bar & gas cooking. The oversized primary suite has a private balcony overlooking the water and a spacious bathroom. The neighboring ground floor apartment features an open living area with renovated kitchenette & bathroom and two patios for guests. Upstairs you will find an efficiency apartment with the perfect amount of space for a Florida getaway.Unlike most of Treasure Island, this location is specifically zoned to allow short term rentals. Truly an ideal location for visiting tourists located walking distance to Sunset Beach, the Treasure Island Municipal Beach, Blind Pass Waterway, Publix grocery store, Suncoast Surf Shop, The Shell Shop, Seadogs Brewery, Caddy’s on the Beach, Taco Bus, Katiki, Shrimpy’s, 7-11, the Trolly Stop & more.Your guests can Relax & enjoy the weather & the water views on the large deck, gaze at boats passing by, go kayaking or fishing right across the street or take a sunset stroll on the beach, just steps from the front door. They will be sure to revisit year after year once they discover this perfectly located quiet oasis tucked away from the main road, yet so close all that our area has to offer. Purchase now and start booking before the start of the upcoming 2026-2027 Tourist Season. SEE AI PHOTOS & FLOOR PLANS IF CONVERTED INTO 3 BEDROOM Main House. See attachments for property info, estimated income and expenses & frequently asked questions.
Facts & features
The home at a glance
2
Bedrooms
2,114
Sqft
0.07 ac
Lot size
1958
Year built
$461
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,798 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,798/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Treasure Island actives
$461 vs $513
Days on market
20 vs 121 typical
Where $461/sqft sits among the 178 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $625K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
98 of 178
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 112% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 115 99TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$3,875,000
10201 GULF BOULEVARD · same community
5 bd · 4.5 ba · 4,233 sqft · $915/sqft · 54 DOM
Sold · Jul ’26$1,025,000
678 76TH AVENUE UNIT 5
3 bd · 2.5 ba · 2,100 sqft · $488/sqft · 224 DOM
Sold · Sep ’26$1,350,000
7025 BOCA CIEGA DRIVE
3 bd · 4 ba · 2,268 sqft · $595/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 115 99TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 115 99TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
115 99TH AVENUE FAQs
What would the monthly payment be for 115 99TH AVENUE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,798/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 115 99TH AVENUE?+
The most recent tax bill on record (2025) was $1,638. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 115 99TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $975,000, this home is listed about 46% above the Treasure Island median of $669,700. The market section on this page shows how the area is trending.
Which schools are assigned to 115 99TH AVENUE?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$975,000 runs 112% above the TREASURE ISLAND 33706 median — but at 2,114 sqft it's also 47% larger than the typical Treasure Island listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Dawn Fader. MLS #TB8553708.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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