8706 HINSDALE HEIGHTS DRIVE, POLK CITY, FL, 33868
Active9 days on marketListed Oct 1, 2026MLS #TB8553735
About this home
8706 HINSDALE HEIGHTS DRIVE
Welcome to 8706 Hinsdale Heights Drive in Polk City, where bright, open living spaces and inviting outdoor areas create a comfortable place to call home. An open floor plan, elevated ceilings, and abundant natural light give the interior an airy feel, with the living room, dining area, and kitchen flowing seamlessly together for everyday living and entertaining. Tile flooring throughout the main living areas adds style and practicality. The kitchen features rich dark cabinetry, stainless steel appliances, a decorative tile backsplash, and generous counter space. A large island with breakfast bar seating and pendant lighting provides the perfect spot for casual meals or gathering with guests while preparing dinner. The spacious primary bedroom offers a relaxing retreat with an adjoining bathroom featuring an extended vanity, while additional bedrooms provide flexibility for guests, a home office, or hobbies. A dedicated laundry room adds everyday convenience. Step outside to enjoy the fenced backyard, offering plenty of room for outdoor activities, gardening, or simply soaking up the Florida sunshine. The patio is an inviting setting for grilling and relaxing. Situated in a quiet community close to shopping, dining, and entertainment, this home brings together comfort, convenience, and space to enjoy. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,990
Sqft
0.18 ac
Lot size
2
Garage
2017
Year built
One
Levels
$143
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,457 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,457/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.3%
$/sqft vs Polk City actives
$143 vs $270
Days on market
9 vs 107 typical
Where $143/sqft sits among the 95 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
45 of 95
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 482% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 8706 HINSDALE HEIGHTS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$315,000
8929 HINSDALE HEIGHTS DRIVE · same community
4 bd · 3 ba · 1,990 sqft · $158/sqft · 8 DOM
Sold · Mar ’26$305,000
8933 HINSDALE HEIGHTS DRIVE · same community
3 bd · 2 ba · 1,990 sqft · $153/sqft · 23 DOM
Sold · Aug ’26$315,000
8804 HINSDALE HEIGHTS DRIVE · same community
3 bd · 2 ba · 1,760 sqft · $179/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8706 HINSDALE HEIGHTS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8706 HINSDALE HEIGHTS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8706 HINSDALE HEIGHTS DRIVE FAQs
What would the monthly payment be for 8706 HINSDALE HEIGHTS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,457/mo — principal and interest, the actual property-tax bill, the $72/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8706 HINSDALE HEIGHTS DRIVE?+
The association fee works out to $72 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8706 HINSDALE HEIGHTS DRIVE?+
The most recent tax bill on record (2025) was $5,055. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8706 HINSDALE HEIGHTS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $285,000, this home is listed about 27% below the Polk City median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8706 HINSDALE HEIGHTS DRIVE?+
Polk City Elementary School (elementary), Tenoroc High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Chris Sakamoto. MLS #TB8553735.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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