1232 18TH AVENUE SW, LARGO, FL, 33778
Active9 days on marketListed Oct 4, 2026MLS #TB8553896
About this home
1232 18TH AVENUE SW
PINELLAS TRAIL LOVERS—THIS IS THE ONE! Located in UNINCORPORATED PINELLAS COUNTY, SHORT TERM RENTAL ALLOWED and just ONE HOUSE FROM THE PINELLAS TRAIL, this 3-bedroom, 2-bath, 1-car garage home puts one of Pinellas County’s favorite destinations for biking, walking, running and recreation practically at your doorstep! Situated in UNINCORPORATED LARGO and HIGH AND DRY IN FLOOD ZONE X, this solid block home combines an incredible location with nearly $49,000 IN DOCUMENTED IMPROVEMENTS AND UPGRADES! Major updates include a NEW ROOF (2026), NEW A/C WITH BLOWN-IN INSULATION (2026), NEW LVP FLOORING (2026), NEW WATER HEATER & EXPANSION TANK (2025), NEW EXTERIOR PAINT (2026), NEWER APPLIANCES, updated interior paint, fixtures and more. Washer/Dryer convey with property. The property also features a CUSTOM SHED AND WOOD FENCE (2025), creating a great backyard with PLENTY OF ROOM FOR A POOL! Inside, the home offers a desirable SPLIT-BEDROOM FLOOR PLAN, with the primary bedroom and bath privately situated on one side of the home and two additional bedrooms and a hall bath on the other. DOUBLE-PANE WINDOWS AND SLIDERS add to the home's appeal, while the one-car garage provides additional parking and storage. THIS LOCATION IS HARD TO BEAT! In addition to being steps from the PINELLAS TRAIL, you're right next to TAYLOR PARK, a beautiful 156.5-acre recreational destination featuring a 53-acre freshwater lake, disc golf and numerous outdoor activities. Enjoy easy access to shopping, dining and entertainment, and you're just minutes from AWARD-WINNING CLEARWATER BEACH AND THE GULF BEACHES! This location offers the best of the Florida lifestyle—TRAILS, PARKS, BEACHES AND MORE! With NO HOA, an incredible location and major improvements already completed, this home is ready for its next owner. Bring your style and design ideas and make it your own. SCHEDULE YOUR SHOWING TODAY!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,130
Sqft
0.16 ac
Lot size
1
Garage
1978
Year built
One
Levels
$341
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,918 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,918/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.8%
$/sqft vs Largo actives
$341 vs $222
Days on market
9 vs 69 typical
Where $341/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridge Park Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Ridge Park Estates — neighborhood snapshot
Population
253
Median age
43
Median income
$61,599
Median home value
$312,572
Avg household
3
Households w/ children
20%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
208 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 141% above the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1232 18TH AVENUE SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$390,000
1863 12TH STREET SW · same community
4 bd · 2 ba · 1,452 sqft · $269/sqft · 120 DOM
Sold · Apr ’26$319,000
12036 105TH STREET N
3 bd · 1 ba · 1,140 sqft · $280/sqft · 55 DOM
Sold · May ’26$260,000
11915 106TH STREET
3 bd · 2 ba · 1,160 sqft · $224/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 1232 18TH AVENUE SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1232 18TH AVENUE SW — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1232 18TH AVENUE SW FAQs
What would the monthly payment be for 1232 18TH AVENUE SW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,918/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1232 18TH AVENUE SW?+
The most recent tax bill on record (2025) was $3,859. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $385,000, this home is listed about 35% above the Largo median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1232 18TH AVENUE SW?+
Ridgecrest Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MAGNATE REALTY, LLC · Chrisy Tellis. MLS #TB8553896.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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