103 VALENCIA COURT N, PLANT CITY, FL, 33566
Active36 days on marketListed Oct 2, 2026MLS #TB8553974
About this home
103 VALENCIA COURT N
Brand new HVAC 2026 and NEW Roof 2025! Located in the highly sought after Walden Lake golf cart friendly community, this home seamlessly combines low maintenance living with major system upgrades. All major infrastructure updates have been expertly taken care of, including a brand-new 2025 metal roof, upgraded electrical panel, complete plumbing replacement, and a new HVAC system with a transferable warranty and a whole-house backup generator with a dedicated propane tank. Inside, enjoy fresh interior paint, durable LVP and tile flooring throughout (no carpet), a water softener system, a cozy brick fireplace, and an indoor laundry room equipped with a wash sink and a newly added dryer vent extractor. The kitchen also features a newly added vent extractor. Bring your own design ideas to customize the original kitchen and bathroom spaces over time! For added versatility, the spacious enclosed insulated lanai makes a ideal multi-purpose room—perfect for a home office, den, or hobby space. Additional features include an added atrium sump pump, improved gutters, a 2-car garage, and extra guest parking. The low monthly HOA covers exterior building maintenance and grounds care, granting access to 2 community swimming pools, scenic walking trails, a neighborhood park, and resident fishing on nearby Mud Lake. Ideal location just minutes from Historic Downtown Plant City, local parks, strawberry farms, dining, shopping, and quick access to I-4 for a seamless commute to both Tampa and Lakeland! Schedule your tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,542
Sqft
0.06 ac
Lot size
2
Garage
1979
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,733 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,733/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.5%
$/sqft vs Plant City actives
$175 vs $203
Days on market
36 vs 43 typical
Where $175/sqft sits among the 288 Plant City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Walden Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
Walden Lake — neighborhood snapshot
Population
7,489
Median age
45
Median income
$98,213
Median home value
$398,207
Avg household
3
Households w/ children
951
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$351K → $346K
Plant City median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
165 of 288
Plant City actives have cut their price
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the PLANT CITY 33566 median. See the full Plant City market guide →
Paper trail
This home's history
Reality check
What actually sold near 103 VALENCIA COURT N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$265,000
304 VALENCIA COURT N · same community
2 bd · 2 ba · 1,581 sqft · $168/sqft · 54 DOM
Sold · May ’26$255,000
207 GRANADA COURT N · same community
2 bd · 2 ba · 1,401 sqft · $182/sqft · 10 DOM
Sold · Oct ’26$385,000
4302 LONGFELLOW DRIVE
3 bd · 2 ba · 1,522 sqft · $253/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 103 VALENCIA COURT N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 103 VALENCIA COURT N — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
103 VALENCIA COURT N FAQs
What would the monthly payment be for 103 VALENCIA COURT N?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,733/mo — principal and interest, the actual property-tax bill, the $295/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 103 VALENCIA COURT N?+
The association fee works out to $295 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 103 VALENCIA COURT N?+
The most recent tax bill on record (2025) was $3,706. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 103 VALENCIA COURT N?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Plant City?+
At $269,500, this home is listed about 32% below the Plant City median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 103 VALENCIA COURT N?+
Walden Lake Elementary School (elementary), Plant City High School (high), Tomlin Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PLANT CITY 33566 market on paper
$269,500 is 32% below the PLANT CITY 33566 median of $397,450, and at $175/sqft it sits under the Plant City average of $235.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Walden Lake Elementary School, Plant City High School, Tomlin Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Walden Lake Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $275,000, now $269,500 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Zulma Machain. MLS #TB8553974.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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