3912 APPLETREE DRIVE, VALRICO, FL, 33594
Active10 days on marketListed Oct 1, 2026MLS #TB8553980
About this home
3912 APPLETREE DRIVE
Plenty of space to grow! Tucked within a quiet Valrico enclave of only 52 homes, this executive-style residence has been updated top to bottom and sits on a private, fenced .36-acre lot. Fresh paint, established landscaping, and a 3-car garage give it instant curb appeal. Inside, 2,644 square feet spans 4 bedrooms and 3 full baths, with travertine and hardwood floors throughout and freshly painted interiors. The recently refreshed kitchen features crisp white cabinetry, granite counters, and a full suite of stainless appliances. The oversized primary suite includes a separate sitting room and a show stopping updated primary bath with a curbless shower, freestanding soaker tub, and sparkling quartz split vanities. Secondary bathrooms were beautifully updated in 2026. The three-way split floor plan sets the bedrooms apart in separate wings, creating a private guest wing or space for a private office. Out back, the oversized porch has room for both dining and a separate seating area, and the large backyard offers space for a pool, a garden, or entertaining. Home has all the little extras you might hope for including a water softener. Major systems include a new AC in 2024 with a 10-year warranty, a new water heater in 2026, and a 2013 Roof. Centrally located to sought-after schools and quick access to SR 60, I-4, and I-75 keeps commutes to Tampa and Lakeland simple.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,644
Sqft
0.36 ac
Lot size
3
Garage
1993
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,772 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,772/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.2%
$/sqft vs Valrico actives
$199 vs $212
Days on market
10 vs 60 typical
Where $199/sqft sits among the 208 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bent Tree
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Bent Tree — neighborhood snapshot
Population
1,530
Median age
59
Median income
$61,417
Median home value
$78,500
Avg household
2
Households w/ children
85%
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $433K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
128 of 208
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the VALRICO 33594 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 3912 APPLETREE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$605,000
3949 APPLETREE DRIVE · same community
4 bd · 2 ba · 2,795 sqft · $216/sqft · 7 DOM
Sold · Jun ’26$575,000
3931 APPLETREE DRIVE · same community
4 bd · 2.5 ba · 2,796 sqft · $206/sqft · 41 DOM
Sold · Nov ’25$505,000
3919 APPLETREE DRIVE · same community
4 bd · 3 ba · 2,442 sqft · $207/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3912 APPLETREE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3912 APPLETREE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3912 APPLETREE DRIVE FAQs
What would the monthly payment be for 3912 APPLETREE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,772/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3912 APPLETREE DRIVE?+
The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3912 APPLETREE DRIVE?+
The most recent tax bill on record (2025) was $3,101. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3912 APPLETREE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $525,000, this home is listed about 19% above the Valrico median of $442,495. The market section on this page shows how the area is trending.
Which schools are assigned to 3912 APPLETREE DRIVE?+
Buckhorn Elementary School (elementary), Mulrennan Middle School (middle), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Whitney Carney. MLS #TB8553980.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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