1206 BAY SHORE BOULEVARD, INDIAN ROCKS BEACH, FL, 33785
Active8 days on marketListed Oct 2, 2026MLS #TB8554202
About this home
1206 BAY SHORE BOULEVARD
A refreshed Indian Rocks Beach retreat offering a great combination of location, low-maintenance living and flexibility. Located on a 51 x 109 lot along Bay Shore Boulevard, this inviting home is just across the street from the Intracoastal Waterway, ONE block from 15th Ave Resident Boat Ramp and TWO blocks from Kolb Park, putting boating, recreation and the best of the beach-town lifestyle right outside your door. Inside, the home has been comprehensively updated (permits included!). Buyers will enjoy gleaming, durable terrazzo flooring throughout the living spaces, abundant natural light and a fresh, comfortable interior with new kitchen appliances. Major improvements also include a 2022 roof and 2025 HVAC (elevated above any flood impacts). Outside, the fully pavered backyard creates an easy, low-maintenance space for relaxing, entertaining or enjoying the Florida sunshine. A one-car garage with epoxy flooring and a storage shed with ramp access add valuable flexibility for storage, hobbies, beach gear and more. For those looking for more than a primary residence, the location also offers interesting investment possibilities as a Short- or Long-term rental -- subject to applicable regulations & fees per the City of Indian Rocks Beach. The home may also be purchased furnished (negotiable) making it an especially convenient option for buyers looking to settle in & begin enjoying their Indian Rocks Beach lifestyle immediately. Whether you're looking for a low-maintenance place to call home, a coastal getaway or an investment opportunity, this well-positioned Bay Shore Boulevard property is worth a closer look!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
792
Sqft
0.13 ac
Lot size
1
Garage
1958
Year built
One
Levels
$777
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,214 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,214/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.3%
$/sqft vs Indian Rocks Beach actives
$777 vs $682
Days on market
8 vs 110 typical
Where $777/sqft sits among the 90 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $725K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
48 of 90
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1206 BAY SHORE BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$500,000
125 13TH AVENUE · same community
2 bd · 1 ba · 768 sqft · $651/sqft · 8 DOM
Sold · Apr ’26$435,000
306 12TH AVENUE · same community
2 bd · 2 ba · 702 sqft · $620/sqft · 38 DOM
Sold · Feb ’26$415,000
1211 BAY PALM BOULEVARD · same community
2 bd · 1 ba · 900 sqft · $461/sqft · 121 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1206 BAY SHORE BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1206 BAY SHORE BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1206 BAY SHORE BOULEVARD FAQs
What would the monthly payment be for 1206 BAY SHORE BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,214/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1206 BAY SHORE BOULEVARD?+
The most recent tax bill on record (2025) was $6,056. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Indian Rocks Beach?+
At $615,000, this home is listed about 25% below the Indian Rocks Beach median of $824,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1206 BAY SHORE BOULEVARD?+
Anona Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the INDIAN ROCKS BEACH 33785 market on paper
$615,000 is 23% below the INDIAN ROCKS BEACH 33785 median of $799,950.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Anona Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS · Sarah McIntyre. MLS #TB8554202.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Indian Rocks Beach homes, in your inbox
Like 1206 BAY SHORE BOULEVARD but not quite? A daily digest of every new listing in Indian Rocks Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Bridget to ping you on any price or status change →