CENTURY 21 Edge
$1,9952 bd1.5 ba1,315 sqft$2 /sqft≈$174 /mo all-in ↓

107 SAWTOOTH DRIVE, VALRICO, FL, 33594

Active11 days on marketListed Oct 1, 2026MLS #TB8554290

✦ Priced 100% below the Valrico medianTownhouseOAKWOOD TERRACE TWNHMS PHAS

About this home

107 SAWTOOTH DRIVE

Photos coming soon! This 2-bedroom, 1.5-bath townhome in Valrico gives you more than just the basics. Along with a comfortable living and dining area, you’ll also get a loft that works perfectly as a flex space or multi-use area. The kitchen includes a dishwasher, disposal, microwave, oven, and refrigerator, with tile and LVP flooring downstairs and carpet upstairs. You’ll also find a stackable washer/dryer unit, walk-in closet space, blinds, ceiling fans, a water softener, and an attached 1-car garage. One of the biggest perks here is that water, sewer, and garbage are included, helping keep your monthly expenses a little simpler. You’ll also have access to the community pool, giving you another space to enjoy without leaving the neighborhood. With extra flex space upstairs, in-home laundry, garage parking, and community amenities, this home gives you plenty of everyday convenience. Schedule a showing and come see 107 Sawtooth Drive for yourself HOA approval is required before move-in. The application fee is $100 per application, and the approval process can take up to 30 days once a complete application and fee are received. Residents have one garage space and one driveway space. Guest parking must be registered in advance, and community pool access is available with a key fob (cost $25). All PMI MetroBay residents are enrolled in the Resident Benefits and Liability Package (RBP) for a total of $53.95/month. This package includes credit building to help boost the resident’s credit score with timely rent payments, up to $1M in Identity Theft Protection, residential liability insurance, HVAC air filter delivery (for applicable properties), move-in concierge service to simplify utility connection and home service setup, our resident rewards program, and additional benefits designed to enhance your rental experience. More details are provided upon application. Lease Terms: Available for a minimum one-year lease. Lease Initiation Fee $150. Annual Processing renewal Fee $125.00. Each applicant over the age of 18 must submit a separate rental application. Application Fee $75.00 per adult. To complete this rental application, you must provide a Valid state ID and proof of SSN, monthly income, 3 years of residential history, as well as contact information for your rental references. Please note that most properties require that the applicant's combined gross income is at least three (2.5) times the monthly rent amount. The Deposit Replacement Program varies based on screening results. Our partner, TheGuarantors, offers a security bond with rent coverage, making security coverage affordable. They will be your guarantor so you can move into your dream rental with little down at move-in. The link to apply with the Guarantors will be sent after the rental application is approved. Monthly charges: Rent $1995 Resident Benefit Package and Liability Insurance $53.95 Included: Water, Sewage, Trash, Landscaping Tenant Responsible for: Electric Parking: Attached 1-car garage. No street parking. Guest parking must be registered. Pets: Yes, the monthly pet fee is per pet based on paw score. $100.00 pet administration fee (non-refundable) per pet. Maximum of 1 dog under 20 lbs and up to 2 cats per unit.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

1,315

Sqft

0.03 ac

Lot size

2

Garage

2006

Year built

Two

Levels

$2

Per sqft

Inside

AppliancesDryer · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Laundry Room · Upper Level · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

Community & fees

PetsCats OK, Dogs OK, Monthly Pet Fee, Number Limit
CommunityGated Community - No Guard · Pool

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$174 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$12
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $70Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $70
Interest rate6.00%
Loan term

Estimated payment

$174/mo

Principal & interest$12
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Valrico actives

$2 vs $211

Days on market

11 vs 53 typical

Where $2/sqft sits among the 203 Valrico actives

0 · this home
0
8
43
94
58
$2–48$48–94$94–140$140–186$186–232$232+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The numbers that matter

The Valrico market

Seller’s marketSeller’s market — 2.8 months of inventoryBuyer’s market

$450K → $433K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

125 of 203

Valrico actives have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the Valrico median. See the full Valrico market guide →

Paper trail

This home's history

Oct 1, 2026Listed at $1,995 · 11 days on market since
2006Built · OAKWOOD TERRACE TWNHMS PHAS

Reality check

What actually sold near 107 SAWTOOTH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3008 AMBER OAK DRIVESold · Dec ’25

$263,000

3008 AMBER OAK DRIVE · same community

2 bd · 1.5 ba · 1,315 sqft · $200/sqft · 55 DOM

2909 BEAR OAK DRIVESold · Nov ’25

$275,000

2909 BEAR OAK DRIVE · same community

2 bd · 2.5 ba · 1,461 sqft · $188/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 107 SAWTOOTH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 107 SAWTOOTH DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

107 SAWTOOTH DRIVE FAQs

What would the monthly payment be for 107 SAWTOOTH DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 107 SAWTOOTH DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Monthly Pet Fee, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Valrico?+

At $1,995, this home is listed about 100% below the Valrico median of $439,900. The market section on this page shows how the area is trending.

Listing courtesy of PMI METRO BAY · Alexis Hernandez. MLS #TB8554290.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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