CENTURY 21 Edge
$899,9004 bd3.5 ba2,610 sqft$345 /sqft≈$6,585 /mo all-in ↓

204 S ALBANY AVENUE UNIT 2, TAMPA, FL, 33606

Active11 days on marketListed Oct 2, 2026MLS #TB8554404

TownhouseN HYDE PARK/SOHO AREA

About this home

204 S ALBANY AVENUE UNIT 2

Virtually Staged. Completed in 2019, this two-story townhome offers four bedrooms, three-and-a-half baths, approximately 2,610 heated square feet, and the added benefit of no HOA. The kitchen is designed for both everyday living and entertaining, with natural gas cooking, a Whirlpool gas cooktop, wall oven and microwave, Bosch dishwasher, and reverse-osmosis filtration at the kitchen sink. A distinctive feature of the home is the private bedroom retreat located above the garage and accessed by its own interior stairwell. Thoughtfully separated from the primary living areas while remaining fully integrated into the home, the space offers flexibility for a guest suite, home office, or additional living area. A dedicated Mitsubishi mini-split system provides independent climate control. The main residence is served by a zoned Lennox heat pump system with Wi-Fi thermostat, electronic air cleaner, and UV coil light. Additional systems include whole-home salt-free water conditioning and filtration, a tankless Rheem water heater, natural gas service, and maintained Sentricon termite monitoring stations. Outside, a covered front entry faces South Albany Avenue beyond a fenced front yard, while a synthetic deck extends along the side of the residence just off the covered and screened lanai. Rear-alley access leads to a concrete driveway and attached garage, keeping vehicle access away from the front streetscape. A Rain Bird irrigation system serves the landscaping. The washer, dryer, garage refrigerator, and Google front-door camera convey with the home. With recent construction, a flexible four-bedroom floor plan, thoughtfully upgraded systems, and no HOA, this residence offers a compelling combination of functionality and convenience, with easy access to Hyde Park Village, the SoHo district, Downtown Tampa, and surrounding South Tampa amenities.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,610

Sqft

0.08 ac

Lot size

2

Garage

2019

Year built

Two

Levels

$345

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Exhaust Fan · Kitchen Reverse Osmosis System · Microwave · Range · Range Hood · Tankless Water Heater · Washer · Water Filtration System
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · In Wall Pest System · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener · Garage Faces Rear · On Street
ExteriorIrrigation System · Lighting · Private Mailbox · Rain Gutters · Sidewalk

Community & fees

Taxes (2025)$14,775/yr
PetsYes
CommunityNone · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,585 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,856
PMI (est., until 20% equity)$337
Property tax — 2025 actual bill$1,231
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,990
Interest rate6.00%
Loan term

Estimated payment

$6,585/mo

Principal & interest$4,856
PMI (est., until 20% equity)$337
Property taxes (actual bill)$1,231
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $900K
$711KedgeAI estimate $822,943 · range $741K–$885K$936K

vs edgeAI estimate

+9.4%

$/sqft vs Tampa actives

$345 vs $284

Days on market

11 vs 64 typical

Where $345/sqft sits among the 400 Tampa actives

239
95 · this home
22
12
7
25
$147–317$317–487$487–657$657–827$827–997$997+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hyde Park

Drive times from this address

Downtown Tampa≈ 3 min
Tampa Int’l Airport (TPA)≈ 14 min
Walt Disney World≈ 71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Hyde Park — neighborhood snapshot

Population

11,614

Median age

38

Median income

$121,864

Median home value

$694,528

Avg household

2

Households w/ children

1,017

For the school run

Hillsborough County School District

ElementaryMitchell Elementary School★★★★★
MiddleWilson Middle School★★★★★
HighPlant High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

224 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% above the TAMPA 33606 median. See the full Tampa market guide →

Paper trail

This home's history

Oct 2, 2026Listed at $899,900 · 11 days on market since
2019Built · N HYDE PARK/SOHO AREA

Reality check

What actually sold near 204 S ALBANY AVENUE UNIT 2

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

119 S FREMONT AVENUE UNIT 2Sold · Aug ’26

$900,000

119 S FREMONT AVENUE UNIT 2 · same community

3 bd · 2.5 ba · 1,899 sqft · $474/sqft · 0 DOM

1513 S BAY VILLA PLACESold · Jul ’26

$810,000

1513 S BAY VILLA PLACE

3 bd · 2.5 ba · 2,598 sqft · $312/sqft · 163 DOM

2309 S ARDSON PLACE UNIT 2Sold · Jan ’26

$1,525,000

2309 S ARDSON PLACE UNIT 2

4 bd · 3.5 ba · 2,700 sqft · $565/sqft · 114 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 204 S ALBANY AVENUE UNIT 2 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 204 S ALBANY AVENUE UNIT 2 — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

204 S ALBANY AVENUE UNIT 2 FAQs

What would the monthly payment be for 204 S ALBANY AVENUE UNIT 2?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,585/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 204 S ALBANY AVENUE UNIT 2?+

The most recent tax bill on record (2025) was $14,775. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 204 S ALBANY AVENUE UNIT 2?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $899,900, this home is listed about 107% above the Tampa median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 204 S ALBANY AVENUE UNIT 2?+

Mitchell Elementary School (elementary), Wilson Middle School (middle), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ENGEL & VOLKERS SOUTH TAMPA · Jeramiah Bustin. MLS #TB8554404.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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