4117 BAY STREET NE, ST PETERSBURG, FL, 33703
Active8 days on marketListed Oct 5, 2026MLS #TB8554437
About this home
4117 BAY STREET NE
Welcome home to this completely remodeled 3-bedroom, 1-bath home set on a spacious corner lot in desirable Snell Gardens in Northeast St. Pete! This inviting home has been thoughtfully updated from top to bottom. A covered front porch welcomes you in and gives you a great little spot to enjoy your morning coffee, unwind at the end of the day, or simply sit back and enjoy the neighborhood. Inside, the home has a fresh, clean feel with new paint, updated finishes, and a comfortable layout that is easy to make your own. The has been nicely updated with quartz countertops, all-wood cabinetry, a large deep sink, and brand-new stainless steel appliances. A convenient door from the kitchen provides exterior access to the backyard, making it easy to bring groceries in or step outside. The bathroom has also been completely updated and features a walk-in shower. The home features a new roof, new HVAC system, new water heater, new triple-pane windows, new front and back exterior doors, fresh interior and exterior paint, and a new garage door. The major updates have already been taken care of, giving you the opportunity to move right in and enjoy the home. Outside, the detached one-car garage offers convenient storage and workspace, while the attached carport provides additional covered parking—a welcome feature for Florida living. And the location is hard to beat! Just 10 minutes from trendy downtown St. Petersburg and the St. Pete Pier, with easy access to waterfront parks, local restaurants, shopping, walking and biking trails, and the city’s vibrant arts and entertainment scene. Beaches, kayaking, and plenty of other ways to enjoy the outdoors are also close by. **Seller Financing is Available** Hurry, come take a look and see for yourself!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
890
Sqft
0.19 ac
Lot size
1
Garage
1951
Year built
One
Levels
$421
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,011 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,011/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.3%
$/sqft vs St Petersburg actives
$421 vs $313
Days on market
8 vs 71 typical
Where $421/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North East Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
North East Park — neighborhood snapshot
Population
4,751
Median age
46
Median income
$106,826
Median home value
$455,136
Avg household
2
Households w/ children
683
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
229 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4117 BAY STREET NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$255,000
233 41ST AVENUE NE · same community
3 bd · 1 ba · 935 sqft · $273/sqft · 28 DOM
Sold · May ’26$579,000
232 42ND AVENUE NE · same community
3 bd · 2 ba · 1,284 sqft · $451/sqft · 7 DOM
Sold · Sep ’26$525,000
230 43RD AVENUE NE · same community
3 bd · 2 ba · 1,530 sqft · $343/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4117 BAY STREET NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4117 BAY STREET NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4117 BAY STREET NE FAQs
What would the monthly payment be for 4117 BAY STREET NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,011/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4117 BAY STREET NE?+
The most recent tax bill on record (2025) was $5,736. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $375,000, this home is listed about 11% below the St Petersburg median of $419,950. The market section on this page shows how the area is trending.
Which schools are assigned to 4117 BAY STREET NE?+
North Shore Elementary School (elementary), St. Petersburg High School (high), John Hopkins Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HECKLER REALTY GROUP LLC · Amy Heckler. MLS #TB8554437.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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