609 CAPE COD CIR, VALRICO, FL, 33594
Active2 days on marketListed Oct 10, 2026MLS #TB8554499
About this home
609 CAPE COD CIR
Beautifully maintained one-story home in Valrico, built in 2002 and located on a quiet street. This inviting residence features three bedrooms, two bathrooms, cathedral ceilings, new hurricane windows and sliding door installed in June 2026, and numerous updates throughout, including a Bosch refrigerator (2026), A/C and water heater (2020), a new gas range, Bosch dishwasher, and a gas hot water heater. New laminate flooring was installed in 2025. THIS HOME IS BEING SOLD FURNISHED, including stylish new furniture purchased approximately one year ago. A one-car garage provides convenient parking and storage, while the small yard offers an easy-to-maintain outdoor retreat. Enjoy Florida's relaxed lifestyle from the uncovered rear paver patio, an ideal space to create your own tropical oasis with lush plants, colorful flowers, and comfortable outdoor seating. Located near Cape Cod Circle, the home offers convenient access to shopping, restaurants, fitness facilities, and essential services along Valrico's main corridors, while still providing a peaceful residential setting. Move-in ready and full of charm, this home offers comfort, convenience, and relaxed Florida living. Schedule your showing today. This one is sure to go fast! Professional photos coming soon.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,170
Sqft
0.09 ac
Lot size
1
Garage
2002
Year built
One
Levels
$244
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,107 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,107/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.3%
$/sqft vs Valrico actives
$244 vs $211
Days on market
2 vs 53 typical
Where $244/sqft sits among the 203 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Copper Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Copper Ridge — neighborhood snapshot
Population
2,499
Median age
44
Median income
$110,903
Median home value
$226,257
Avg household
3
Households w/ children
192
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $433K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
125 of 203
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the VALRICO 33594 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 609 CAPE COD CIR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$255,000
755 CAPE COD CIRCLE · same community
3 bd · 2 ba · 1,233 sqft · $207/sqft · 79 DOM
Sold · Jan ’26$220,990
807 CAPE COD CIRCLE · same community
3 bd · 2 ba · 1,272 sqft · $174/sqft · 115 DOM
Sold · Mar ’26$295,000
807 CAPE COD CIRCLE · same community
3 bd · 2 ba · 1,272 sqft · $232/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 609 CAPE COD CIR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 609 CAPE COD CIR — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
609 CAPE COD CIR FAQs
What would the monthly payment be for 609 CAPE COD CIR?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,107/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 609 CAPE COD CIR?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 609 CAPE COD CIR?+
The most recent tax bill on record (2025) was $1,320. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 609 CAPE COD CIR?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $285,000, this home is listed about 35% below the Valrico median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 609 CAPE COD CIR?+
Mulrennan Middle School (middle), Nelson Elementary School (elementary), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the VALRICO 33594 market on paper
$285,000 is 28% below the VALRICO 33594 median of $396,500.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Only 2 days on market in a Valrico market that averages 53 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Vincent Zeoli. MLS #TB8554499.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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