CENTURY 21 Edge
$18,000≈$283 /mo all-in ↓

10103 W MAIN STREET, HOMOSASSA, FL, 34448

Active1 days on marketListed Oct 11, 2026MLS #TB8554531

✦ Priced 90% below the HOMOSASSA 34448 medianHOMOSASSA TOWN

About this home

10103 W MAIN STREET

Live the Florida life in Charming Old Homosassa! Nestled on almost one-third of an acre, this untouched lot allows you to create your dream lifestyle in Old Homosassa - a community known for its quaint, Old Florida charm. Bring your imagination and explore all this vibrant area provides - from the many festivals and local restaurants to water activities just moments away. Whether you're planning to build your dream home or seeking a weekend getaway spot, this spacious lot places you right in the heart of it all. Come experience the unique blend of nature, nostalgia, and neighborly fun that makes Old Homosassa so special!

Facts & features

The home at a glance

0.3 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$106/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$283 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$106
FHA mortgage insurance (est.)$8
Property tax — 2025 actual bill$9
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $630Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

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Run your own numbers

Loan type
Down payment3.5% · $630
Interest rate6.00%
Loan term

Estimated payment

$283/mo

Principal & interest$106
FHA mortgage insurance (est.)$8
Property taxes (actual bill)$9
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Homosassa

Get to know Homosassa. See the full Homosassa guide →

HOMOSASSA 34448 — neighborhood snapshot

Population

10,741

Median age

56

Median income

$47,526

Median home value

$166,000

Avg household

2.28

Households w/ children

866

For the school run

Citrus County School District

ElementaryHomosassa Elementary School★★★★★
MiddleCrystal River Middle School★★★★★
HighCrystal River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homosassa market

Seller’s marketBalanced — 6.8 months of inventoryBuyer’s market

$314K → $295K

Homosassa median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 90% below the HOMOSASSA 34448 median. See the full Homosassa market guide →

Paper trail

This home's history

Oct 11, 2026Listed at $18,000 · 1 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10103 W MAIN STREET — start here.

CallText
anealya.hammad@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10103 W MAIN STREET — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10103 W MAIN STREET FAQs

What would the monthly payment be for 10103 W MAIN STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $283/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10103 W MAIN STREET?+

The most recent tax bill on record (2025) was $106. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Homosassa?+

At $18,000, this home is listed about 95% below the Homosassa median of $332,195. The market section on this page shows how the area is trending.

Which schools are assigned to 10103 W MAIN STREET?+

Homosassa Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COMPASS FLORIDA LLC · Shana Story. MLS #TB8554531.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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10103 W MAIN STREET, HOMOSASSA, FL — $18,000 | CENTURY 21 Edge