3320 PALM DRIVE, PUNTA GORDA, FL, 33950
Active36 days on marketListed Oct 2, 2026MLS #TB8554602
About this home
3320 PALM DRIVE
Virtually Staged. !VIRTUALLY STAGED! Brand-New 2026 Construction in Punta Gorda! Welcome to 3320 Palm Dr, a beautifully finished 3-bedroom, 2-bathroom new construction home offering modern design, comfortable living, and thoughtful details throughout. Step inside to find tile flooring throughout the entire home, providing a clean, cohesive look that’s both attractive and easy to maintain. The open living spaces are designed for everyday comfort and entertaining, while the kitchen features a large walk-in pantry with a convenient built-in spice drawer, giving you plenty of organized storage. The spacious primary suite includes a walk-in closet and private bath, creating a comfortable retreat. Two additional bedrooms provide plenty of flexibility for family, guests, or a home office. Outside, enjoy the Florida lifestyle from the covered front porch. The home also features a two-car garage, shingle roof, and the peace of mind that comes with owning a brand-new 2026-built home. Located in Punta Gorda, this move-in-ready home combines new construction, practical design, and modern finishes without the wait of building from the ground up. 3 Bedrooms | 2 Bathrooms | 2-Car Garage | New Construction | Built 2026
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,703
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,672 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,672/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−45.6%
$/sqft vs Punta Gorda actives
$199 vs $208
Days on market
36 vs 65 typical
Where $199/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,955
Median age
65.4
Median income
$76,369
Median home value
$433,800
Avg household
1.95
Households w/ children
1,551
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
172 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3320 PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$425,000
453 CAROLYN LANE · same community
3 bd · 2 ba · 1,893 sqft · $225/sqft · 327 DOM
Sold · Apr ’26$175,000
401 AQUI ESTA DRIVE · same community
2 bd · 2 ba · 1,364 sqft · $128/sqft · 4 DOM
Sold · Feb ’26$335,000
3302 PALM DR · same community
3 bd · 2 ba · 2,168 sqft · $155/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3320 PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3320 PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3320 PALM DRIVE FAQs
What would the monthly payment be for 3320 PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,672/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3320 PALM DRIVE?+
The most recent tax bill on record (2025) was $411. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $339,000, this home is listed about 6% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3320 PALM DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JACK KELLER INC · John Keller, III. MLS #TB8554602.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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