4851 W GANDY BOULEVARD UNIT B9L31, TAMPA, FL, 33611
Active14 days on marketListed Oct 23, 2026MLS #TB8554663
About this home
4851 W GANDY BOULEVARD UNIT B9L31
Welcome to Regency Cove, a gated 55+ waterfront community at the base of the Gandy Bridge. This charming 1-bedroom, 1-bath home is a low-maintenance retreat with an easy layout and plenty of natural light. Recently updated and close to great shopping and dining. Resort-style living is part of the lifestyle here, with pool, clubhouse, shuffleboard, fishing pier, waterfront pavilions, fire pit, BBQ areas. Sunsets over Tampa Bay are a daily treat. Ideally located minutes from MacDill AFB, Tampa International Airport, downtown Tampa, and the Crosstown Expressway, with Gandy Beach and Picnic Island Park close by. Perfect as a primary home or a seasonal getaway. Schedule your showing today!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
640
Sqft
0 ac
Lot size
1964
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,491 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,491/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+56.1%
$/sqft vs Tampa actives
$180 vs $277
Days on market
14 vs 55 typical
Where $180/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayside West
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Bayside West — neighborhood snapshot
Population
5,632
Median age
39
Median income
$55,040
Median home value
$298,400
Avg household
1
Households w/ children
395
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$410K → $425K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
188 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the TAMPA 33611 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4851 W GANDY BOULEVARD UNIT B9L31
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$129,000
4851 W GANDY BOULEVARD UNIT B7L20 · same community
1 bd · 1 ba · 648 sqft · $199/sqft · 17 DOM
Sold · Nov ’25$90,000
4851 W GANDY BOULEVARD UNIT B1L14 · same community
1 bd · 1.5 ba · 654 sqft · $138/sqft · 218 DOM
Sold · Jan ’26$45,000
4851 W GANDY BOULEVARD UNIT B2L11 · same community
1 bd · 1 ba · 658 sqft · $68/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 4851 W GANDY BOULEVARD UNIT B9L31 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4851 W GANDY BOULEVARD UNIT B9L31 — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4851 W GANDY BOULEVARD UNIT B9L31 FAQs
What would the monthly payment be for 4851 W GANDY BOULEVARD UNIT B9L31?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,491/mo — principal and interest, the actual property-tax bill, the $387/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4851 W GANDY BOULEVARD UNIT B9L31?+
The association fee works out to $387 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4851 W GANDY BOULEVARD UNIT B9L31?+
The most recent tax bill on record (2025) was $1,248. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4851 W GANDY BOULEVARD UNIT B9L31?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $115,000, this home is listed about 73% below the Tampa median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4851 W GANDY BOULEVARD UNIT B9L31?+
Madison Middle School (middle), Anderson Elementary School (elementary), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXIT BAYSHORE REALTY · Lewis Stewart, Jr.. MLS #TB8554663.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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