980 BAY ESPLANADE, CLEARWATER, FL, 33767
Active8 days on marketListed Oct 5, 2026MLS #TB8554787
About this home
980 BAY ESPLANADE
RARELY AVAILABLE Tropical Oasis - in the prestigious CARLOUEL neighborhood of Clearwater Beach, this beautifully REMODELED 5-bedroom, 6-bath residence offers over 5,500 sq. ft. of living space on an OVERSIZED LOT, with exceptional indoor-outdoor living and panoramic Gulf and Intracoastal views. *** RENOVATION COMPLETED IN 2026, highlighted by a BRAND-NEW HIGH-END CHEF'S KITCHEN featuring an impressive 12-BURNER GAS RANGE and a newly added NATURAL GAS LINE to the property. The main level is designed for both entertaining and everyday living, with a formal living room and dining room, private study, expansive family room overlooking the pool, and a guest bedroom with its own private bath, which can be used as an IN-LAW suite. *** RESORT-STYLE POOL designed by a resort pool builder creates a private TROPICAL OASIS, complete with a waterfall, slide, grotto, with approximately 9-ft deep end and an in-pool bench, surrounded by an expansive outdoor living area. *** The second floor offers a MEDIA ROOM and three additional bedrooms, while the entire third floor is dedicated to an extraordinary PRIMARY SUITE and office retreat with a spacious bath and two large primary closets. Covered porches and decks on multiple levels provide even more opportunities to enjoy the Florida lifestyle. *** The spectacular ROOFTOP TERRACE offers sweeping 360-DEGREE VIEWS of the Gulf of Mexico, Intracoastal Waterway and surrounding coastline, with a hardtop covered entertainment area - an incredible setting for sunsets, entertaining and watching FIREWORKS. WATER AND ELECTRIC are already available on the rooftop for added possibilities. *** Major improvements include a NEWER TILE ROOF (2020), NEWER HURRICANE-RATED WINDOWS, NEWER A/C (2023) and extensive 2026 renovations. A remarkable 5-CAR GARAGE provides abundant space for vehicles, golf carts and beach toys, plus TWO EV CHARGERS. It has two tandem bays and a separate oversize garage. *** LOCATION is exceptional - just a short walk from the PRIVATE BEACH ACCESS RESERVED FOR CARLOUEL RESIDENTS and near the Carlouel Beach & Yacht Club, all within a golf-cart-friendly community offering a rare combination of privacy and proximity to the vibrant amenities of Clearwater Beach. *** CARLOUEL BEACH & YACHT CLUB is embarking on an exciting member-approved $38M+ redevelopment, with plans calling for expanded indoor and outdoor waterfront dining, a resort-style lagoon pool with cabanas, wellness center, overnight accommodations, enhanced docks and refreshed recreation areas. *** A truly distinctive Clearwater Beach residence combining size, location, luxury renovations, resort-style outdoor living, a 5-car garage and extraordinary water views in one of the area's most coveted enclaves.
Facts & features
The home at a glance
5
Bedrooms
6
Bathrooms
5,303
Sqft
0.23 ac
Lot size
5
Garage
2002
Year built
Three Or More
Levels
$546
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$18,459 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$18,459/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+46.2%
$/sqft vs Clearwater actives
$546 vs $232
Days on market
8 vs 70 typical
Where $546/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Clearwater Beach — neighborhood snapshot
Population
2,289
Median age
58
Median income
$87,434
Median home value
$801,867
Avg household
2
Households w/ children
104
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $324K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
239 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 451% above the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 980 BAY ESPLANADE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,200,000
1031 MANDALAY AVENUE · same community
4 bd · 3 ba · 2,084 sqft · $576/sqft · 173 DOM
Sold · Mar ’26$690,000
988 BRUCE AVENUE · same community
2 bd · 2 ba · 1,507 sqft · $458/sqft · 376 DOM
Sold · Jan ’26$730,000
996 BRUCE AVENUE · same community
2 bd · 2 ba · 1,127 sqft · $648/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 980 BAY ESPLANADE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 980 BAY ESPLANADE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
980 BAY ESPLANADE FAQs
What would the monthly payment be for 980 BAY ESPLANADE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,459/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 980 BAY ESPLANADE?+
The most recent tax bill on record (2025) was $19,110. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 980 BAY ESPLANADE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $2,895,000, this home is listed about 868% above the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 980 BAY ESPLANADE?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,895,000 runs 451% above the CLEARWATER 33767 median — but at 5,303 sqft it's also nearly 4 times the size of the typical Clearwater listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA LUXURY GROUP · Anna Dementov. MLS #TB8554787.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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