119 MAXCY LANE, FROSTPROOF, FL, 33843
Active7 days on marketListed Oct 5, 2026MLS #TB8554811
About this home
119 MAXCY LANE
Welcome to lakefront living on beautiful Lake Reedy! Situated on a 0.253-acre lot, this 2-bedroom, 1-bath home offers a peaceful setting with expansive water views and direct access to one of Central Florida’s favorite recreational lakes. The highlight of the property is the private dock with a working 12,000-lb boat lift, making it easy to keep your boat ready for a day on the water. Inside, you’ll find terrazzo floors throughout, adding classic Florida character and easy-care durability. The spacious living area flows into the kitchen and opens to an impressive enclosed sunroom lined with windows overlooking the backyard and lake. This light-filled space is perfect for morning coffee, entertaining guests, or simply relaxing while taking in the beautiful waterfront views. The home also features an interior laundry room, ample storage, a covered front porch, covered rear patio, and attached garage. Step outside and experience what makes this property truly special. The backyard leads directly to your private dock and the open waters of Lake Reedy, encompassing more than 3,500 acres. Known for excellent bass, crappie, catfish, and shellcracker fishing, the lake also offers opportunities for boating, skiing, kayaking, swimming, wildlife watching, and simply enjoying life on the water. Whether you're searching for a full-time residence, weekend retreat, or an affordable way to enjoy the Florida lakefront lifestyle, this property offers a wonderful combination of peace, recreation, natural beauty, and waterfront access right from your own backyard. Come experience the laid-back lifestyle and spectacular views of Lake Reedy!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,227
Sqft
0.25 ac
Lot size
1
Garage
1965
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,966 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,966/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.9%
$/sqft vs Frostproof actives
$224 vs $204
Days on market
7 vs 84 typical
Where $224/sqft sits among the 61 Frostproof actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Frostproof
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Frostproof. See the full Frostproof guide →
Downtown Frostproof — neighborhood snapshot
Population
749
Median age
47
Median income
$37,538
Median home value
$96,846
Avg household
3
Households w/ children
82%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Frostproof market
$220K → $249K
Frostproof median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
30 of 61
Frostproof actives have cut their price
Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 461% above the FROSTPROOF 33843 median. See the full Frostproof market guide →
Paper trail
This home's history
Reality check
What actually sold near 119 MAXCY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$259,900
134 W 7TH STREET
3 bd · 2 ba · 1,266 sqft · $205/sqft · 268 DOM
Sold · Mar ’26$97,000
318 CHESNEY BOULEVARD
3 bd · 2 ba · 1,268 sqft · $76/sqft · 25 DOM
Sold · Oct ’25$190,000
111 D STREET
3 bd · 1.5 ba · 1,184 sqft · $160/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 119 MAXCY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 119 MAXCY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
119 MAXCY LANE FAQs
What would the monthly payment be for 119 MAXCY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,966/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 119 MAXCY LANE?+
The most recent tax bill on record (2025) was $780. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 119 MAXCY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Frostproof?+
At $275,000, this home is listed about 4% below the Frostproof median of $287,500. The market section on this page shows how the area is trending.
Which schools are assigned to 119 MAXCY LANE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$275,000 runs 461% above the FROSTPROOF 33843 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 7 days on market in a Frostproof market that averages 84 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Robert Johnson. MLS #TB8554811.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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