435 DATE PALM COURT NE, ST PETERSBURG, FL, 33703
Active Under Contract2 days on marketListed Oct 9, 2026MLS #TB8555104
About this home
435 DATE PALM COURT NE
Under contract-accepting backup offers. Set within the highly sought-after gated community of Placido Bayou, this beautifully appointed four-bedroom, three-bath, single-story villa/townhome offers an exceptional combination of elegance, comfort, and versatility. The desirable split-bedroom floor plan provides privacy and an effortless sense of separation, while the fourth bedroom offers wonderful flexibility as a private office, nursery, or guest suite. Soaring vaulted ceilings enhance the home’s spacious, open character, creating an inviting setting for both relaxed living and gracious entertaining. The beautifully appointed chef’s kitchen features wood cabinetry, generous workspace, and a functional layout designed for culinary enjoyment and gathering. The home’s inviting outdoor living area extends the living space beyond the interior, providing a wonderful setting for morning coffee, al fresco dining, entertaining, or simply enjoying the serene Florida surroundings. A two-car garage adds everyday convenience and valuable storage. Thoughtfully designed for today’s lifestyle, this residence offers the ease of single-level living with generous proportions and an elegant sense of style. Enjoy the exceptional lifestyle of Placido Bayou, a prestigious gated community known for its peaceful setting and beautiful surroundings. Ideally located near downtown St. Petersburg, waterfront attractions, outstanding dining, shopping, and cultural amenities, the home also offers convenient access to two major airports and the beautiful Gulf beaches. A distinctive opportunity to enjoy refined Florida living in one of St. Petersburg’s most desirable communities.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,085
Sqft
0.24 ac
Lot size
2
Garage
1993
Year built
One
Levels
$384
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,695 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,695/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PLACIDO BAYOU
$384 vs $431
Days on market
2 vs 72 typical
Where $384/sqft sits among the 10 homes for sale in PLACIDO BAYOU
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placido Bayou
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Placido Bayou — neighborhood snapshot
Population
1,374
Median age
58
Median income
$119,934
Median home value
$576,400
Avg household
2
Households w/ children
91%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
5 of 10
PLACIDO BAYOU have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 105% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 435 DATE PALM COURT NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$810,000
380 FAN PALM COURT NE · same community
4 bd · 2 ba · 2,085 sqft · $388/sqft · 0 DOM
Sold · May ’26$650,000
5282 WHITE SAND CIRCLE NE · same community
4 bd · 3 ba · 2,078 sqft · $313/sqft · 176 DOM
Sold · Mar ’26$885,000
1156 DARLINGTON OAK DRIVE NE · same community
3 bd · 2 ba · 2,093 sqft · $423/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 435 DATE PALM COURT NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 435 DATE PALM COURT NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
435 DATE PALM COURT NE FAQs
What would the monthly payment be for 435 DATE PALM COURT NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,695/mo — principal and interest, the actual property-tax bill, the $720/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 435 DATE PALM COURT NE?+
The association fee works out to $720 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 435 DATE PALM COURT NE?+
The most recent tax bill on record (2025) was $2,376. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 435 DATE PALM COURT NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $800,000, this home is listed about 90% above the St Petersburg median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 435 DATE PALM COURT NE?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$800,000 runs 105% above the ST PETERSBURG 33703 median — but at 2,085 sqft it's also 58% larger than the typical St Petersburg listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $720/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 2 days on market in a St Petersburg market that averages 72 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Nancy Riley. MLS #TB8555104.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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