CENTURY 21 Edge
$1,7953 bd2 ba1,044 sqft$2 /sqft≈$173 /mo all-in ↓

1909 13TH AVENUE S, ST PETERSBURG, FL, 33712

Active5 days on marketListed Oct 5, 2026MLS #TB8555124

✦ Priced 100% below the St Petersburg medianSingle Family ResidenceFOREST HILL

About this home

1909 13TH AVENUE S

3 Bedroom 2 Bathroom St Pete Home with 1044 sq ft of living space. $85 monthly lawn care fee required. Large circle driveway offers plenty of parking. Large fenced yard gives you lots of room to roam. Ceramic tile throughout is so easy to clean and maintain. Carpet-FREE zone here! Kitchen appliances include NEW range and NEW refrigerator. This spacious kitchen boasts plenty of cabinet & counter space. Master bedroom features a walk-in closet and full bath for privacy. Master bathroom is huge and has a oversized vanity, full sized bathtub and linen closet. Window blinds allow in just the right amount of light. Ceiling fans will be sending you a cool breeze. Efficient Central AC and Heat for year-round comfort. Washer/Dryer CONNECTIONS for your convenience. Conveniently located near downtown St Pere, the medical center area, I-275, just 15 minutes to the beach and an easy 30 minute commute to Tampa. Utilities are separate and tenant responsibility. Lawn care separate and tanant responsibility. SHOWINGS: available 7 days a week and evenings! Please read below or visit or website for move in costs & rental requirements. FULL WALKTHROUGH VIDEO AT OUR WEBSITE!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,044

Sqft

0.18 ac

Lot size

1960

Year built

One

Levels

$2

Per sqft

Pets allowed

Inside

AppliancesRange · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Window Treatments
LaundryOutside
CoolingCentral Air
HeatingCentral

Outside & construction

Community & fees

PetsBreed Restrictions, Cats OK, Dogs OK, Monthly Pet Fee, Yes

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$173 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $63Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $63
Interest rate6.00%
Loan term

Estimated payment

$173/mo

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Petersburg actives

$2 vs $313

Days on market

5 vs 73 typical

Where $2/sqft sits among the 400 St Petersburg actives

65 · this home
156
99
29
20
31
$2–165$165–328$328–492$492–655$655–819$819+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Drive times from this address

Downtown Tampa≈ 29 min
Tampa Int’l Airport (TPA)≈ 29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

245 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the St Petersburg median. See the full St Petersburg market guide →

Paper trail

This home's history

Oct 5, 2026Listed at $1,795 · 5 days on market since
1960Built · FOREST HILL

Reality check

What actually sold near 1909 13TH AVENUE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2027 13TH AVENUE SSold · Dec ’25

$210,000

2027 13TH AVENUE S · same community

3 bd · 1 ba · 958 sqft · $219/sqft · 23 DOM

39 FOREST HILL COURTSold · Nov ’25

$169,900

39 FOREST HILL COURT · same community

3 bd · 2 ba · 1,788 sqft · $95/sqft · 20 DOM

950 26TH AVENUE SSold · Aug ’26

$295,000

950 26TH AVENUE S

3 bd · 2 ba · 1,040 sqft · $284/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1909 13TH AVENUE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1909 13TH AVENUE S — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1909 13TH AVENUE S FAQs

What would the monthly payment be for 1909 13TH AVENUE S?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1909 13TH AVENUE S?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Monthly Pet Fee, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,795, this home is listed about 100% below the St Petersburg median of $420,000. The market section on this page shows how the area is trending.

Listing courtesy of SENSIBLE PROPERTY MANAGMENT · David Lowrey. MLS #TB8555124.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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