CENTURY 21 Edge
$389,9002 bd1 ba1,019 sqft$383 /sqft≈$2,900 /mo all-in ↓

3531 29TH AVENUE N, ST PETERSBURG, FL, 33713

Active5 days on marketListed Oct 6, 2026MLS #TB8555298

✦ Priced 7% below the ST PETERSBURG 33713 medianSingle Family ResidenceSIRMONS ESTATES

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About this home

3531 29TH AVENUE N

Charming and beautifully maintained 2-bedroom, 1-bath ranch home in the heart of Central St. Petersburg, blending character, style, and exceptional outdoor space. Inside, the home feels bright and inviting, with wood look tile flooring throughout. A mix of plantation shutters and shutter style blinds adorn the windows. A versatile bonus room offers additional living space and could be used as a home office or formal dining area. The metro-modern kitchen is full of character, featuring exposed electrical conduit, stainless appliances, brick accents, a contemporary chandelier, durable butcher-block countertops, and a contrasting island with Corian countertop. Step outside to a truly special shaded backyard retreat beneath a mature oak tree, surrounded by lush ferns, elephant ears, and established landscaping. The oversized, fully fenced lot offers plenty of space for entertaining, gardening, recreation, boat or RV storage, or creating your own private oasis with room for a pool. A spacious circular driveway provides ample off-street parking for family and guests. Additional highlights include a fully owned solar panel system, newer water heater, updated electrical, updated bathroom, and a new roof installed in August 2023. Located in Flood Zone X. Ideally situated just minutes from Downtown St. Petersburg, the Central Avenue corridor, shopping, dining, parks, entertainment, Gulf Coast beaches, major commuter routes, and the interstate. Enjoy the charm of an established neighborhood with convenient access to all that St. Petersburg has to offer. A home with character, updates, abundant outdoor space, and plenty of possibilities... come see it for yourself!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,019

Sqft

0.17 ac

Lot size

1

Garage

1956

Year built

One

Levels

$383

Per sqft

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Thermostat
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ParkingCircular Driveway · Driveway · Garage Door Opener
ExteriorLighting · Private Yard · Storage

Community & fees

Taxes (2025)$3,268/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,900 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,295
FHA mortgage insurance (est.)$172
Property tax — 2025 actual bill$272
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,647Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,647
Interest rate6.00%
Loan term

Estimated payment

$2,900/mo

Principal & interest$2,295
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$272
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $390K
$317KedgeAI estimate $348,106 · range $331K–$364K$405K

vs edgeAI estimate

+12%

$/sqft vs St Petersburg actives

$383 vs $313

Days on market

5 vs 73 typical

Where $383/sqft sits among the 400 St Petersburg actives

155
133 · this home
41
29
11
31
$120–264$264–408$408–551$551–695$695–838$838+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Disston Heights

Drive times from this address

Downtown Tampa≈ 25 min
Tampa Int’l Airport (TPA)≈ 25 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Disston Heights — neighborhood snapshot

Population

20,983

Median age

46

Median income

$80,773

Median home value

$275,163

Avg household

2

Households w/ children

2,024

For the school run

Pinellas County School District

ElementaryNorthwest Elementary School★★★★★
MiddleTyrone Middle School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

243 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the ST PETERSBURG 33713 median. See the full St Petersburg market guide →

Paper trail

This home's history

Oct 6, 2026Listed at $389,900 · 5 days on market since
1956Built · SIRMONS ESTATES

Reality check

What actually sold near 3531 29TH AVENUE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3752 BENSON AVENUE NSold · Jul ’26

$260,000

3752 BENSON AVENUE N · same community

2 bd · 1 ba · 1,105 sqft · $235/sqft · 4 DOM

2991 38TH STREET NSold · Jun ’26

$375,000

2991 38TH STREET N · same community

2 bd · 1 ba · 1,105 sqft · $339/sqft · 21 DOM

3779 BENSON AVENUE NSold · Jul ’26

$380,000

3779 BENSON AVENUE N · same community

2 bd · 1 ba · 1,105 sqft · $344/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3531 29TH AVENUE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3531 29TH AVENUE N — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3531 29TH AVENUE N FAQs

What would the monthly payment be for 3531 29TH AVENUE N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,900/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3531 29TH AVENUE N?+

The most recent tax bill on record (2025) was $3,268. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $389,900, this home is listed about 7% below the St Petersburg median of $420,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3531 29TH AVENUE N?+

Northwest Elementary School (elementary), Tyrone Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST PETERSBURG 33713 market on paper

$389,900 is 7% below the ST PETERSBURG 33713 median of $419,550.

02Fresh on the market

Only 5 days on market in a St Petersburg market that averages 73 — if it fits, move quickly.

03Strong assigned schools

Northwest Elementary School, Tyrone Middle School, St. Petersburg High School — Northwest Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Zachary Campbell. MLS #TB8555298.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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