435 LAKE HARRIS DRIVE, LAKELAND, FL, 33813
Active2 days on marketListed Oct 16, 2026MLS #TB8555492
About this home
435 LAKE HARRIS DRIVE
Your South Lakeland Poolside Retreat Awaits! Welcome to this beautifully maintained 3-bedroom, 2-bath home in the established Scott Lake West community, where inviting living spaces, thoughtful upgrades, and your own private saltwater pool come together to create the Florida lifestyle you’ve been looking for! Offering approximately 1,655 square feet of living space, this home welcomes you with soaring vaulted ceilings, gorgeous hand-scraped engineered hardwood flooring, and an open-concept living and dining area designed for both everyday comfort and effortless entertaining. The spacious kitchen features crisp white cabinetry, rich granite countertops, abundant storage, and a convenient breakfast bar that keeps everyone connected. The primary suite provides a relaxing retreat with an elegant tray ceiling, a generous walk-in closet with built-in organization, and a private bathroom featuring dual vanities, water closet, soaking tub, and a separate shower. Step outside and discover your own backyard oasis! The screened-in saltwater pool takes center stage, surrounded by an expansive deck with plenty of room for lounging, grilling, and gathering with friends and family. A decorative vinyl privacy fence and beautifully maintained landscaping create an inviting outdoor setting you’ll enjoy year-round. And there’s even more to love! Major improvements provide added value and peace of mind, including a NEW ROOF installed in November 2024 with peel-and-stick underlayment and hurricane clips, a NEW WATER HEATER in March 2025, a smart irrigation controller installed in February 2026, and new garage door springs (2022). Additional enhancements include updated pool equipment and saltwater system components, gutters, and upgraded exterior and garage lighting. Ideally situated in desirable South Lakeland, this home offers convenient access to shopping, restaurants, schools, and major roadways while maintaining the charm of an established residential neighborhood. With its private pool, inviting floor plan, impressive list of improvements, and sought-after South Lakeland location, this is one you won’t want to miss. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,655
Sqft
0.27 ac
Lot size
1999
Year built
One
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,974 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,974/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.5%
$/sqft vs Lakeland actives
$242 vs $193
Days on market
2 vs 60 typical
Where $242/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
221 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 435 LAKE HARRIS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$342,000
530 JESSANDA WAY · same community
3 bd · 2 ba · 1,690 sqft · $202/sqft · 32 DOM
Sold · Oct ’25$319,000
412 LAKE DRIVE
3 bd · 2 ba · 1,643 sqft · $194/sqft · 10 DOM
Sold · Jul ’26$352,000
736 SCOTT LAKE VILLAGE N
4 bd · 2 ba · 1,668 sqft · $211/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 435 LAKE HARRIS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 435 LAKE HARRIS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
435 LAKE HARRIS DRIVE FAQs
What would the monthly payment be for 435 LAKE HARRIS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,974/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 435 LAKE HARRIS DRIVE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 435 LAKE HARRIS DRIVE?+
The most recent tax bill on record (2025) was $3,005. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 435 LAKE HARRIS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $399,900, this home is listed about 21% above the Lakeland median of $331,450. The market section on this page shows how the area is trending.
Which schools are assigned to 435 LAKE HARRIS DRIVE?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · William Kilpatrick. MLS #TB8555492.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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